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Competition and Consumer (Consumer Data Right) Rules 2020

Australia
vCompilation No. 10 (F2025C00572), compilation date 4 March 2025, incorporating the 2025 Measures No. 1 Rules; sunsets 1 April 2030
15 domains
132 controls

The Australian consumer data rules in full: what data holders, accredited data recipients, CDR representatives, sponsors and secondary data holders must do to share banking, non-bank lending and energy data at the consumer's direction, from request services, consent and authorisation flows, dashboards and joint accounts to accreditation, dispute resolution, the operational privacy rules, records, reporting and audit. Built from the authorised compilation No. 10 read in full; the Schedule 2 security steps and the thirteen privacy safeguards sit in the companion 'Australia Consumer Data Right - Banking (CDR)' framework.

Verified

Competition and Consumer (Consumer Data Right) Rules 2020 is a compliance framework from Australia with 15 domains and 132 controls that map to 3 other frameworks. The largest domains are Part 1: Preliminary, request services, dashboards, outsourcing, representatives and deletion – Competition and Consumer (Consumer Data Right) Rules 2020 (21 controls), Part 7: Rules relating to the privacy safeguards – Competition and Consumer (Consumer Data Right) Rules 2020 (18 controls), Part 4 Division 4.3: Consents given to accredited persons – Competition and Consumer (Consumer Data Right) Rules 2020 (17 controls). Every control below carries what it requires and what an assessor expects to see.

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Framework Domains (15)

Part 1: Preliminary, request services, dashboards, outsourcing, representatives and deletion – Competition and Consumer (Consumer Data Right) Rules 2020

21 controls
Controls in the Part 1: Preliminary, request services, dashboards, outsourcing, representatives and deletion – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 21 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::1.10Rule 1.10: put each CDR outsourcing arrangement in a written contract carrying the required terms
competition-and-consumer-consumer-data-right-rules-2020::1.10ARule 1.10A: use only the defined consent types and never make insight or business-consumer disclosure consents a condition of supply
competition-and-consumer-consumer-data-right-rules-2020::1.10AARule 1.10AA: put each CDR representative arrangement in a written contract carrying the required terms
competition-and-consumer-consumer-data-right-rules-2020::1.10CRule 1.10C: confirm trusted adviser status and never make the nomination a condition of supply
competition-and-consumer-consumer-data-right-rules-2020::1.10DRule 1.10D: document each sponsorship arrangement in a written contract
competition-and-consumer-consumer-data-right-rules-2020::1.12Rule 1.12: provide an online product data request service
competition-and-consumer-consumer-data-right-rules-2020::1.13Rule 1.13: provide the direct request, accredited person request, nominated representative and secondary user services
competition-and-consumer-consumer-data-right-rules-2020::1.14Rule 1.14: give each consumer an accredited person consumer dashboard
competition-and-consumer-consumer-data-right-rules-2020::1.15Rule 1.15: give each consumer a data holder consumer dashboard, including for account holders of secondary users
competition-and-consumer-consumer-data-right-rules-2020::1.16Rule 1.16: ensure every direct and indirect OSP complies with its outsourcing arrangement
competition-and-consumer-consumer-data-right-rules-2020::1.16ARule 1.16A: ensure each CDR representative complies with its arrangement and with Division 4.3A
competition-and-consumer-consumer-data-right-rules-2020::1.17Rule 1.17: de-identify CDR data only through the CDR data de-identification process
competition-and-consumer-consumer-data-right-rules-2020::1.17ARule 1.17A: identify and retain redundant data the Act says must not be deleted
competition-and-consumer-consumer-data-right-rules-2020::1.18Rule 1.18: delete CDR data only through the CDR data deletion process
competition-and-consumer-consumer-data-right-rules-2020::1.20Rule 1.20: secondary data holders provide an SR data request service to primary data holders
competition-and-consumer-consumer-data-right-rules-2020::1.22Rule 1.22: handle SR data requests made by consumers through the primary data holder
competition-and-consumer-consumer-data-right-rules-2020::1.23Rule 1.23: handle SR data requests made by accredited persons through the primary data holder
competition-and-consumer-consumer-data-right-rules-2020::1.24Rule 1.24: use SR data received only to answer the SR data request, then delete it
competition-and-consumer-consumer-data-right-rules-2020::1.25Rule 1.25: destroy unsolicited SR data as soon as practicable
competition-and-consumer-consumer-data-right-rules-2020::1.26Rule 1.26: secondary data holders supply information for disputes about SR data requests
competition-and-consumer-consumer-data-right-rules-2020::1.8Rule 1.8: collect, use and disclose CDR data within the data minimisation principle

Part 2: Product data requests – Competition and Consumer (Consumer Data Right) Rules 2020

3 controls
Controls in the Part 2: Product data requests – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 3 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::2.4Rule 2.4: disclose requested product data through the product data request service
competition-and-consumer-consumer-data-right-rules-2020::2.5Rule 2.5: refuse product data only on grounds in the data standards and inform the requester
competition-and-consumer-consumer-data-right-rules-2020::2.6Rule 2.6: impose no conditions on the use of disclosed product data

Part 3: Consumer data requests made by consumers – Competition and Consumer (Consumer Data Right) Rules 2020

2 controls
Controls in the Part 3: Consumer data requests made by consumers – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 2 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::3.4Rule 3.4: disclose required consumer data to the consumer through the direct request service
competition-and-consumer-consumer-data-right-rules-2020::3.5Rule 3.5: refuse direct requests only on permitted grounds and inform the consumer

Part 4 Division 4.2: Consumer data requests made by accredited persons – Competition and Consumer (Consumer Data Right) Rules 2020

7 controls
Controls in the Part 4 Division 4.2: Consumer data requests made by accredited persons – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 7 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::4.3Rule 4.3: seek collection, use and disclosure consents only in accordance with Division 4.3
competition-and-consumer-consumer-data-right-rules-2020::4.4Rule 4.4: make consumer data requests to data holders only within valid consents and through the accredited person request service
competition-and-consumer-consumer-data-right-rules-2020::4.5Rule 4.5: data holders ask the consumer to authorise disclosure
competition-and-consumer-consumer-data-right-rules-2020::4.6Rule 4.6: data holders disclose authorised data through the accredited person request service
competition-and-consumer-consumer-data-right-rules-2020::4.6ARule 4.6A: withhold account data where the account holder has stopped secondary user sharing or the rules forbid disclosure
competition-and-consumer-consumer-data-right-rules-2020::4.7Rule 4.7: refuse authorisation requests or disclosure only on permitted grounds and inform the accredited person
competition-and-consumer-consumer-data-right-rules-2020::4.7BRule 4.7B: accredited data recipients seek AP disclosure consents only in accordance with Division 4.3

Part 4 Division 4.3: Consents given to accredited persons – Competition and Consumer (Consumer Data Right) Rules 2020

17 controls
Controls in the Part 4 Division 4.3: Consents given to accredited persons – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 17 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::4.10Rule 4.10: make consent requests standards-compliant, easy to understand and unbundled
competition-and-consumer-consumer-data-right-rules-2020::4.11Rule 4.11: ask for consent with active selection, express agreement and the required information
competition-and-consumer-consumer-data-right-rules-2020::4.12Rule 4.12: respect the consent period limits and the prohibited consents
competition-and-consumer-consumer-data-right-rules-2020::4.12BRule 4.12B: invite consent amendments only on the permitted grounds and at a reasonable frequency
competition-and-consumer-consumer-data-right-rules-2020::4.12CRule 4.12C: run consent amendments in the same manner as consents and give the amendment statements
competition-and-consumer-consumer-data-right-rules-2020::4.13Rule 4.13: let consumers withdraw consent at any time and give effect within 2 business days
competition-and-consumer-consumer-data-right-rules-2020::4.14Rule 4.14: treat consents as expired at the times the rule sets
competition-and-consumer-consumer-data-right-rules-2020::4.15Rule 4.15: give the additional de-identification information when seeking a de-identification consent
competition-and-consumer-consumer-data-right-rules-2020::4.16Rule 4.16: honour the consumer's election to delete redundant data
competition-and-consumer-consumer-data-right-rules-2020::4.17Rule 4.17: state the general policy on redundant data when seeking consent
competition-and-consumer-consumer-data-right-rules-2020::4.18Rule 4.18: send a CDR receipt after each consent given, amended or withdrawn
competition-and-consumer-consumer-data-right-rules-2020::4.18ARule 4.18A: tell the consumer when collection consent expires but use or disclosure continues
competition-and-consumer-consumer-data-right-rules-2020::4.18AARule 4.18AA: tell the data holder or accredited data recipient when a collection consent expires
competition-and-consumer-consumer-data-right-rules-2020::4.18BRule 4.18B: notify the counterparty when a linked collection consent or AP disclosure consent expires
competition-and-consumer-consumer-data-right-rules-2020::4.18CRule 4.18C: tell the data holder or accredited data recipient when a collection consent is amended
competition-and-consumer-consumer-data-right-rules-2020::4.19Rule 4.19: update the consumer dashboard as soon as practicable after changes
competition-and-consumer-consumer-data-right-rules-2020::4.20Rule 4.20: remind consumers every 90 days that consents are still current

Part 4 Division 4.3A: Consents given to CDR representatives – Competition and Consumer (Consumer Data Right) Rules 2020

17 controls
Controls in the Part 4 Division 4.3A: Consents given to CDR representatives – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 17 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::4.20DRule 4.20D: representatives make consent requests standards-compliant, easy to understand and unbundled
competition-and-consumer-consumer-data-right-rules-2020::4.20ERule 4.20E: representatives ask for consent with active selection, express agreement and the required information
competition-and-consumer-consumer-data-right-rules-2020::4.20FRule 4.20F: representatives respect the 12-month limit and the prohibited consents
competition-and-consumer-consumer-data-right-rules-2020::4.20HRule 4.20H: representatives invite consent amendments only on permitted grounds and at a reasonable frequency
competition-and-consumer-consumer-data-right-rules-2020::4.20IRule 4.20I: representatives run consent amendments like consents and give the amendment statements
competition-and-consumer-consumer-data-right-rules-2020::4.20JRule 4.20J: provide withdrawal channels and give effect to withdrawals within 2 business days
competition-and-consumer-consumer-data-right-rules-2020::4.20KRule 4.20K: treat representative consents as expired at the times the rule sets
competition-and-consumer-consumer-data-right-rules-2020::4.20LRule 4.20L: representatives give the additional de-identification information
competition-and-consumer-consumer-data-right-rules-2020::4.20MRule 4.20M: honour deletion elections made to a representative
competition-and-consumer-consumer-data-right-rules-2020::4.20NRule 4.20N: representatives state their general policy on redundant data
competition-and-consumer-consumer-data-right-rules-2020::4.20ORule 4.20O: representatives send CDR receipts after each consent given, amended or withdrawn
competition-and-consumer-consumer-data-right-rules-2020::4.20PRule 4.20P: tell the data holder or accredited data recipient when a representative's collection consent expires
competition-and-consumer-consumer-data-right-rules-2020::4.20QRule 4.20Q: representatives tell the consumer when collection consent expires but use or disclosure continues
competition-and-consumer-consumer-data-right-rules-2020::4.20RRule 4.20R: principals and accredited data recipients notify each other when linked consents expire
competition-and-consumer-consumer-data-right-rules-2020::4.20SRule 4.20S: principals tell the data holder or accredited data recipient when a representative's collection consent is amended
competition-and-consumer-consumer-data-right-rules-2020::4.20TRule 4.20T: keep the principal's dashboard current for representative consents
competition-and-consumer-consumer-data-right-rules-2020::4.20URule 4.20U: representatives remind consumers every 90 days that consents are still current

Part 4 Division 4.4: Authorisations to disclose CDR data – Competition and Consumer (Consumer Data Right) Rules 2020

9 controls
Controls in the Part 4 Division 4.4: Authorisations to disclose CDR data – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 9 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::4.22Rule 4.22: design the authorisation process to the data standards and make it easy to understand
competition-and-consumer-consumer-data-right-rules-2020::4.22ARule 4.22A: invite the consumer to amend the authorisation when a consent amendment is notified
competition-and-consumer-consumer-data-right-rules-2020::4.23Rule 4.23: give the consumer the required information when seeking or amending an authorisation
competition-and-consumer-consumer-data-right-rules-2020::4.24Rule 4.24: add no friction, offers or documents to the authorisation process
competition-and-consumer-consumer-data-right-rules-2020::4.25Rule 4.25: let consumers withdraw authorisations at any time and give effect within 2 business days
competition-and-consumer-consumer-data-right-rules-2020::4.26Rule 4.26: treat authorisations as expired at the times the rule sets
competition-and-consumer-consumer-data-right-rules-2020::4.26ARule 4.26A: notify the accredited person when an authorisation is withdrawn or expires
competition-and-consumer-consumer-data-right-rules-2020::4.27Rule 4.27: update the data holder dashboard as soon as practicable after changes
competition-and-consumer-consumer-data-right-rules-2020::4.28Rule 4.28: tell the account holder when a secondary user amends or withdraws an authorisation or it expires

Part 4A: Joint accounts – Competition and Consumer (Consumer Data Right) Rules 2020

8 controls
Controls in the Part 4A: Joint accounts – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 8 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::4A.10Rule 4A.10: process joint account requests according to the disclosure option
competition-and-consumer-consumer-data-right-rules-2020::4A.11Rule 4A.11: ask the other joint holders for approval with the required information
competition-and-consumer-consumer-data-right-rules-2020::4A.13Rule 4A.13: give each relevant joint account holder a dashboard to manage approvals
competition-and-consumer-consumer-data-right-rules-2020::4A.14Rule 4A.14: send approval notifications and offer alternative notification schedules
competition-and-consumer-consumer-data-right-rules-2020::4A.5Rule 4A.5: offer the pre-approval and non-disclosure options on every joint account
competition-and-consumer-consumer-data-right-rules-2020::4A.6Rule 4A.6: provide a disclosure option management service to every joint account holder
competition-and-consumer-consumer-data-right-rules-2020::4A.7Rule 4A.7: let any holder move to a more restrictive option and inform the other holders
competition-and-consumer-consumer-data-right-rules-2020::4A.8Rule 4A.8: run the agreement process for a change to a less restrictive option

Part 5: Accreditation – Competition and Consumer (Consumer Data Right) Rules 2020

9 controls
Controls in the Part 5: Accreditation – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 9 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::5.12Rule 5.12: meet the ongoing obligations of an accredited person
competition-and-consumer-consumer-data-right-rules-2020::5.13Rule 5.13: comply with the conditions of accreditation
competition-and-consumer-consumer-data-right-rules-2020::5.14Rule 5.14: notify the CDR Accreditor of changes and arrangements within 5 business days
competition-and-consumer-consumer-data-right-rules-2020::5.1BRule 5.1B: operate within the limits of sponsored accreditation
competition-and-consumer-consumer-data-right-rules-2020::5.2Rule 5.2: apply for accreditation with complete and accurate information
competition-and-consumer-consumer-data-right-rules-2020::5.23Rule 5.23: meet the obligations that survive surrender, suspension or revocation
competition-and-consumer-consumer-data-right-rules-2020::5.25Rule 5.25: supply the Register database information and keep it current
competition-and-consumer-consumer-data-right-rules-2020::5.31Rule 5.31: comply with the Accreditation Registrar's requests for the security of the Register
competition-and-consumer-consumer-data-right-rules-2020::5.34Rule 5.34: obey a temporary direction to stop making or answering consumer data requests

Part 6: Dispute resolution – Competition and Consumer (Consumer Data Right) Rules 2020

2 controls
Controls in the Part 6: Dispute resolution – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 2 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::6.1Rule 6.1: data holders meet the internal dispute resolution requirements
competition-and-consumer-consumer-data-right-rules-2020::6.2Rule 6.2: data holders meet the external dispute resolution requirements

Part 7: Rules relating to the privacy safeguards – Competition and Consumer (Consumer Data Right) Rules 2020

18 controls
Controls in the Part 7: Rules relating to the privacy safeguards – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 18 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::7.10Rule 7.10: notify consumers within 5 business days of disclosing incorrect CDR data
competition-and-consumer-consumer-data-right-rules-2020::7.10ARule 7.10A: answer for representatives that breach the data quality safeguard
competition-and-consumer-consumer-data-right-rules-2020::7.11Rule 7.11: take the Schedule 2 security steps, including through OSPs and representatives
competition-and-consumer-consumer-data-right-rules-2020::7.12Rule 7.12: de-identify redundant data only where the consumer was told and did not elect deletion
competition-and-consumer-consumer-data-right-rules-2020::7.13Rule 7.13: otherwise delete redundant data under the deletion process
competition-and-consumer-consumer-data-right-rules-2020::7.14Rule 7.14: charge no fee for handling correction requests
competition-and-consumer-consumer-data-right-rules-2020::7.15Rule 7.15: respond to correction requests within 10 business days with a written notice
competition-and-consumer-consumer-data-right-rules-2020::7.16Rule 7.16: answer for representatives that fail to handle correction requests
competition-and-consumer-consumer-data-right-rules-2020::7.2Rule 7.2: keep a separate CDR policy with the required content and make it available
competition-and-consumer-consumer-data-right-rules-2020::7.3Rule 7.3: apply the anonymity and pseudonymity exceptions correctly and answer for representatives
competition-and-consumer-consumer-data-right-rules-2020::7.3ARule 7.3A: answer for representatives that fail to destroy unsolicited data
competition-and-consumer-consumer-data-right-rules-2020::7.3BRule 7.3B: answer for outsourced service providers that fail to destroy unsolicited data
competition-and-consumer-consumer-data-right-rules-2020::7.4Rule 7.4: update the consumer dashboard after each collection
competition-and-consumer-consumer-data-right-rules-2020::7.5Rule 7.5: use and disclose CDR data only for permitted uses and disclosures
competition-and-consumer-consumer-data-right-rules-2020::7.6Rule 7.6: never use or disclose CDR data other than for a permitted use or disclosure
competition-and-consumer-consumer-data-right-rules-2020::7.8ARule 7.8A: answer for representatives that breach the overseas disclosure or government identifier safeguards
competition-and-consumer-consumer-data-right-rules-2020::7.8BRule 7.8B: answer for outsourced service providers that breach the overseas disclosure or government identifier safeguards
competition-and-consumer-consumer-data-right-rules-2020::7.9Rule 7.9: update the consumer dashboard after each disclosure

Part 9: Reporting, record keeping and audit – Competition and Consumer (Consumer Data Right) Rules 2020

5 controls
Controls in the Part 9: Reporting, record keeping and audit – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 5 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::9.3Rule 9.3: keep the prescribed records for 6 years
competition-and-consumer-consumer-data-right-rules-2020::9.4Rule 9.4: prepare and submit the half-yearly reports to the ACCC and OAIC within 30 days
competition-and-consumer-consumer-data-right-rules-2020::9.5Rule 9.5: give consumers copies of their records within 10 business days, free of charge
competition-and-consumer-consumer-data-right-rules-2020::9.6Rule 9.6: produce records and information when the ACCC or OAIC audits
competition-and-consumer-consumer-data-right-rules-2020::9.7Rule 9.7: produce records and information when the CDR Accreditor audits

Schedule 1: Default conditions on accreditations – Competition and Consumer (Consumer Data Right) Rules 2020

2 controls
Controls in the Schedule 1: Default conditions on accreditations – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 2 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::S1-2.1Schedule 1 clause 2.1: give the CDR Accreditor attestation statements and assurance reports on the set cycle
competition-and-consumer-consumer-data-right-rules-2020::S1-2.2Schedule 1 clause 2.2: sponsors run a third-party management framework over their affiliates

Schedule 3: Banking and non-bank lenders sectors – Competition and Consumer (Consumer Data Right) Rules 2020

6 controls
Controls in the Schedule 3: Banking and non-bank lenders sectors – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 6 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::S3-2.3Schedule 3 clause 2.3: banking and non-bank lending data holders provide the consumer dashboard
competition-and-consumer-consumer-data-right-rules-2020::S3-5.1Schedule 3 clause 5.1: meet ASIC Regulatory Guide 271 for internal dispute resolution
competition-and-consumer-consumer-data-right-rules-2020::S3-5.2Schedule 3 clause 5.2: be an AFCA member for the sector
competition-and-consumer-consumer-data-right-rules-2020::S3-6.3Schedule 3 clause 6.3: non-bank lenders tell the ACCC about loan book and customer numbers
competition-and-consumer-consumer-data-right-rules-2020::S3-7.2Schedule 3 clause 7.2: meet the conditions before holding collected banking data as a data holder
competition-and-consumer-consumer-data-right-rules-2020::S3-8.1Schedule 3 clause 8.1: keep requests running and notify when moving from non-bank lending to banking

Schedule 4: Energy sector – Competition and Consumer (Consumer Data Right) Rules 2020

6 controls
Controls in the Schedule 4: Energy sector – Competition and Consumer (Consumer Data Right) Rules 2020 domain of Competition and Consumer (Consumer Data Right) Rules 2020 — 6 controls
CodeTitle
competition-and-consumer-consumer-data-right-rules-2020::S4-2.3Schedule 4 clause 2.3: energy retailers provide or offer the consumer dashboard
competition-and-consumer-consumer-data-right-rules-2020::S4-4.4Schedule 4 clause 4.4: retailers obtain AEMO data from AEMO for every SR data request
competition-and-consumer-consumer-data-right-rules-2020::S4-5.1Schedule 4 clause 5.1: meet the energy sector's internal dispute resolution requirements
competition-and-consumer-consumer-data-right-rules-2020::S4-5.2Schedule 4 clause 5.2: hold the right external dispute resolution memberships in energy
competition-and-consumer-consumer-data-right-rules-2020::S4-6.1Schedule 4 clause 6.1: route AEMO data correction requests to the National Electricity Rules procedures
competition-and-consumer-consumer-data-right-rules-2020::S4-9.2Schedule 4 clause 9.2: meet the conditions before a retailer holds collected energy data as a data holder

Maps to 3 other frameworks

141 total controls
GDPR
5 source controls mapped|5 target controls covered
4%
Australian Privacy Principles (APPs)
4 source controls mapped|4 target controls covered
3%
OAIC Privacy Management Framework
1 source controls mapped|1 target controls covered
1%

Coverage is not the same as your position

This page shows what Competition and Consumer (Consumer Data Right) Rules 2020 overlaps with in general. Where your organisation actually stands, against the standard you are going for and the certifications you already hold, is a different question. Same graph and the same recorded refutations, scoped to you rather than to a pair.

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What is Competition and Consumer (Consumer Data Right) Rules 2020 and who does it apply to?

Competition and Consumer (Consumer Data Right) Rules 2020 is a compliance framework from Australia with 15 domains and 132 controls. The Australian consumer data rules in full: what data holders, accredited data recipients, CDR representatives, sponsors and secondary data holders must do to share banking, non-bank lending and energy data at the consumer's direction, from request services, consent and authorisation flows, dashboards and joint accounts to accreditation, dispute resolution, the operational privacy rules, records, reporting and audit. Built from the authorised compilation No. 10 read in full; the Schedule 2 security steps and the thirteen privacy safeguards sit in the companion 'Australia Consumer Data Right - Banking (CDR)' framework. It is used by organisations to establish and maintain compliance with industry standards and regulatory requirements.

What does Competition and Consumer (Consumer Data Right) Rules 2020 actually require?

Competition and Consumer (Consumer Data Right) Rules 2020 has 132 controls organised across 15 domains. The largest domains are Part 1: Preliminary, request services, dashboards, outsourcing, representatives and deletion – Competition and Consumer (Consumer Data Right) Rules 2020 (21 controls), Part 7: Rules relating to the privacy safeguards – Competition and Consumer (Consumer Data Right) Rules 2020 (18 controls), Part 4 Division 4.3: Consents given to accredited persons – Competition and Consumer (Consumer Data Right) Rules 2020 (17 controls). Each control defines specific requirements that organisations must implement to achieve compliance.

If I already comply with another framework, how much of Competition and Consumer (Consumer Data Right) Rules 2020 do I already cover?

Competition and Consumer (Consumer Data Right) Rules 2020 maps to 3 other compliance frameworks. The top mapping partners are GDPR (4% coverage), Australian Privacy Principles (APPs) (3% coverage), OAIC Privacy Management Framework (1% coverage). Use our comparison tool to explore control-level mappings between frameworks.

How do I implement Competition and Consumer (Consumer Data Right) Rules 2020?

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