Cross-Framework Mapping

ISO 22320:2018vsPSD2 SCA

See exactly how ISO 22320:2018 controls map to PSD2 SCA. Pre-computed mappings, identified gaps, and coverage analysis.

12
Controls Mapped
25
Gaps Found
19%
Coverage

Need this as a report you can hand to an assessor? A coverage crosswalk for this pair can be built to order.

According to the TheArtOfService Compliance Knowledge Graph:

ISO 22320:2018 maps to PSD2 SCA with 19% coverage across 7 directly mapped controls. Analysis of 37 ISO 22320:2018 controls identifies 30 compliance gaps, primarily concentrated in Clause 4: Principles of Incident Management.

Source: TheArtOfService Knowledge Graph | 37 controls analysed | 686 frameworks | 310K+ cross-framework mappings

Control Mappings

Showing 12 of 12 mapped controls across 3 domains. Sign up to explore all 310K+ mappings across 686 frameworks.

Clause 4: Principles of Incident Management(2 mappings)

ISO-22320-4.3Risk-based approach2 targets
PSDTWO-1Strong Customer Authentication (SCA) Core Requirements
PSDTWO-3Common and Secure Communication, API Access for AISPs and PISPs

Clause 5: Basic Components - Process and Structure(6 mappings)

ISO-22320-5.1General process requirements
PSDTWO-1Strong Customer Authentication (SCA) Core Requirements
ISO-22320-5.2Incident management process3 targets
PSDTWO-2SCA Exemptions and Risk-Based Authentication
PSDTWO-3Common and Secure Communication, API Access for AISPs and PISPs
PSDTWO-4Fraud Reporting and Incident Management
ISO-22320-5.3Incident management structure (command)
PSDTWO-1Strong Customer Authentication (SCA) Core Requirements
ISO-22320-5.4Roles and responsibilities
PSDTWO-1Strong Customer Authentication (SCA) Core Requirements

Annexes: Guidance on Incident Management Planning(4 mappings)

ISO-22320-BAnnex B: Incident management plan structure2 targets
PSDTWO-3Common and Secure Communication, API Access for AISPs and PISPs
PSDTWO-4Fraud Reporting and Incident Management
ISO-22320-CAnnex C: Incident management task examples2 targets
PSDTWO-3Common and Secure Communication, API Access for AISPs and PISPs
PSDTWO-4Fraud Reporting and Incident Management
Coverage crosswalk

A ISO 22320:2018 to PSD2 SCA crosswalk, built to order

The table above lists candidate mappings. A crosswalk answers the narrower question you are probably here for: which PSD2 SCA controls your existing ISO 22320:2018 work already satisfies, which are real gaps, and the reasoning behind every claim so you can check it. One pair, $299, one time.

ISO 22320:2018 into PSD2 SCA
Not published yet

This direction has not been through crosswalk review and sign off, so no coverage figure is published for it. Reporting an unreviewed number would be worse than reporting none. It can be built to order at the same price as a pair that is already on the shelf.

If the two frameworks turn out to have too little in common for a crosswalk to help you, we say so and refund it rather than send a number worth nothing.

PSD2 SCA into ISO 22320:2018
Not published yet

This direction has not been through crosswalk review and sign off, so no coverage figure is published for it. Reporting an unreviewed number would be worse than reporting none. It can be built to order at the same price as a pair that is already on the shelf.

If the two frameworks turn out to have too little in common for a crosswalk to help you, we say so and refund it rather than send a number worth nothing.

ISO 22320:2018 to PSD2 SCA (built to order)
$299
per framework pair, one time
  • Every evidenced control, with the reasoning behind it
  • Every gap, with what it requires
  • Its level of review stated plainly, not a bare number

Why this page shows two different percentages. The 19% in the header counts how many ISO 22320:2018 controls carry at least one candidate mapping in the graph, before any review. The crosswalk percentage counts something stricter: how many PSD2 SCA controls are actually evidenced, after a pass that argued against each mapping and kept only what survived. They answer different questions and they are not meant to agree.

A crosswalk narrows the work. It does not replace an audit, and your assessor may take a different view on individual controls. Mappings between frameworks are judgements, not text printed in either standard, which is why every claim in the report shows its reasoning. Questions go to support@theartofservice.com.

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What are the key differences between ISO 22320:2018 and PSD2 SCA?

ISO 22320:2018 has 37 controls across its framework, while PSD2 SCA covers 28 controls. Direct mapping analysis identifies 7 overlapping controls (19% coverage). The frameworks diverge most significantly in Clause 4: Principles of Incident Management, where 7 ISO 22320:2018 controls have no direct PSD2 SCA equivalent.

How many controls map between ISO 22320:2018 and PSD2 SCA?

Of 37 total ISO 22320:2018 controls, 7 map directly to PSD2 SCA controls, representing 19% coverage. The remaining 30 controls represent compliance gaps requiring additional documentation or compensating controls to satisfy both frameworks simultaneously.

What are the compliance gaps when mapping ISO 22320:2018 to PSD2 SCA?

30 ISO 22320:2018 controls have no direct equivalent in PSD2 SCA. The highest concentration of gaps is in Clause 4: Principles of Incident Management with 7 unmapped controls. These gaps represent areas where additional controls, policies, or documentation must be created to achieve compliance with both frameworks.

Which control domains have the most gaps between ISO 22320:2018 and PSD2 SCA?

The domain with the highest gap count is Clause 4: Principles of Incident Management (7 gaps). Export the full domain-by-domain gap breakdown via the Professional tier to generate a prioritised remediation roadmap.

This platform provides educational compliance tools, not legal, regulatory, or professional compliance advice. Cross-framework mappings are AI-assisted interpretations and do not reproduce or replace official standards. Framework names and trademarks belong to their respective owners. Consult qualified professionals for your specific compliance requirements. See our Terms of Service.