EMV 3‑D Secure (3DS) - Payment Authentication ProtocolvsPSD2 SCA
See exactly how EMV 3‑D Secure (3DS) - Payment Authentication Protocol controls map to PSD2 SCA. Pre-computed mappings, identified gaps, and coverage analysis.
Need this as a report you can hand to an assessor? A coverage crosswalk for this pair can be built to order.
According to the TheArtOfService Compliance Knowledge Graph:
EMV 3‑D Secure (3DS) - Payment Authentication Protocol maps to PSD2 SCA with 18% coverage across 4 directly mapped controls. Analysis of 22 EMV 3‑D Secure (3DS) - Payment Authentication Protocol controls identifies 18 compliance gaps, primarily concentrated in EMV 3DS - Three-Domain Model and Roles.
Source: TheArtOfService Knowledge Graph | 22 controls analysed | 686 frameworks | 310K+ cross-framework mappings
Control Mappings
Showing 6 of 6 mapped controls across 2 domains. Sign up to explore all 310K+ mappings across 686 frameworks.
EMV 3DS - Authentication Flows(2 mappings)
EMV 3DS - Risk-Based Authentication and SCA(4 mappings)
A EMV 3‑D Secure (3DS) - Payment Authentication Protocol to PSD2 SCA crosswalk, built to order
The table above lists candidate mappings. A crosswalk answers the narrower question you are probably here for: which PSD2 SCA controls your existing EMV 3‑D Secure (3DS) - Payment Authentication Protocol work already satisfies, which are real gaps, and the reasoning behind every claim so you can check it. One pair, $299, one time.
This direction has not been through crosswalk review and sign off, so no coverage figure is published for it. Reporting an unreviewed number would be worse than reporting none. It can be built to order at the same price as a pair that is already on the shelf.
If the two frameworks turn out to have too little in common for a crosswalk to help you, we say so and refund it rather than send a number worth nothing.
This direction has not been through crosswalk review and sign off, so no coverage figure is published for it. Reporting an unreviewed number would be worse than reporting none. It can be built to order at the same price as a pair that is already on the shelf.
If the two frameworks turn out to have too little in common for a crosswalk to help you, we say so and refund it rather than send a number worth nothing.
- Every evidenced control, with the reasoning behind it
- Every gap, with what it requires
- Its level of review stated plainly, not a bare number
Why this page shows two different percentages. The 18% in the header counts how many EMV 3‑D Secure (3DS) - Payment Authentication Protocol controls carry at least one candidate mapping in the graph, before any review. The crosswalk percentage counts something stricter: how many PSD2 SCA controls are actually evidenced, after a pass that argued against each mapping and kept only what survived. They answer different questions and they are not meant to agree.
A crosswalk narrows the work. It does not replace an audit, and your assessor may take a different view on individual controls. Mappings between frameworks are judgements, not text printed in either standard, which is why every claim in the report shows its reasoning. Questions go to support@theartofservice.com.
Related Comparisons
Other EMV 3‑D Secure (3DS) - Payment Authentication Protocol comparisons
Other PSD2 SCA comparisons
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What are the key differences between EMV 3‑D Secure (3DS) - Payment Authentication Protocol and PSD2 SCA?
EMV 3‑D Secure (3DS) - Payment Authentication Protocol has 22 controls across its framework, while PSD2 SCA covers 28 controls. Direct mapping analysis identifies 4 overlapping controls (18% coverage). The frameworks diverge most significantly in EMV 3DS - Three-Domain Model and Roles, where 6 EMV 3‑D Secure (3DS) - Payment Authentication Protocol controls have no direct PSD2 SCA equivalent.
How many controls map between EMV 3‑D Secure (3DS) - Payment Authentication Protocol and PSD2 SCA?
Of 22 total EMV 3‑D Secure (3DS) - Payment Authentication Protocol controls, 4 map directly to PSD2 SCA controls, representing 18% coverage. The remaining 18 controls represent compliance gaps requiring additional documentation or compensating controls to satisfy both frameworks simultaneously.
What are the compliance gaps when mapping EMV 3‑D Secure (3DS) - Payment Authentication Protocol to PSD2 SCA?
18 EMV 3‑D Secure (3DS) - Payment Authentication Protocol controls have no direct equivalent in PSD2 SCA. The highest concentration of gaps is in EMV 3DS - Three-Domain Model and Roles with 6 unmapped controls. These gaps represent areas where additional controls, policies, or documentation must be created to achieve compliance with both frameworks.
Which control domains have the most gaps between EMV 3‑D Secure (3DS) - Payment Authentication Protocol and PSD2 SCA?
The domain with the highest gap count is EMV 3DS - Three-Domain Model and Roles (6 gaps). Export the full domain-by-domain gap breakdown via the Professional tier to generate a prioritised remediation roadmap.
Related Resources
This platform provides educational compliance tools, not legal, regulatory, or professional compliance advice. Cross-framework mappings are AI-assisted interpretations and do not reproduce or replace official standards. Framework names and trademarks belong to their respective owners. Consult qualified professionals for your specific compliance requirements. See our Terms of Service.