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NAIC Insurance Data Security Model Law (MDL-668)

Self-Assess
United States (NAIC model, enacted by states)
v2017
8 domains
42 controls

The NAIC's model state law (2017) setting information security, cybersecurity-event investigation and 72-hour regulator notification duties for insurance Licensees: a written Information Security Program based on a Risk Assessment, eleven selectable security measures, board oversight, third-party service provider oversight, an incident response plan, annual certification to the domiciliary Commissioner, and reinsurer and producer-of-record notices. Drafted to align with New York's 23 NYCRR Part 500; enacted with variations by more than twenty states.

Verified

NAIC Insurance Data Security Model Law (MDL-668) is a compliance framework from United States (NAIC model, enacted by states) with 8 domains and 42 controls that map to 117 other frameworks. The largest domains are Section 4D: Risk Management – NAIC Insurance Data Security Model Law (MDL-668) (15 controls), Section 4E to 4G: Oversight and program adjustments – NAIC Insurance Data Security Model Law (MDL-668) (6 controls), Section 6: Notification of a Cybersecurity Event – NAIC Insurance Data Security Model Law (MDL-668) (6 controls). Every control below carries what it requires and what an assessor expects to see.

Maintained by Gerard BlokdykVerified against the published standard Control text last updated

Framework summaries on this platform are interpretations grounded in the published source, for educational and compliance planning purposes. They do not reproduce or replace the official standards. Refer to the authoritative source for the definitive text. Framework names and trademarks belong to their respective organisations.

Framework Domains (8)

Scope, definitions, exceptions and administration – NAIC Insurance Data Security Model Law (MDL-668)

1 controls
Controls in the Scope, definitions, exceptions and administration – NAIC Insurance Data Security Model Law (MDL-668) domain of NAIC Insurance Data Security Model Law (MDL-668): 1 controls
CodeTitle
naic-insurance-data-security-model-law-mdl-668::9BCompliance within 180 days of losing an exception

Section 4A to 4B: Information Security Program – NAIC Insurance Data Security Model Law (MDL-668)

2 controls
Controls in the Section 4A to 4B: Information Security Program – NAIC Insurance Data Security Model Law (MDL-668) domain of NAIC Insurance Data Security Model Law (MDL-668): 2 controls
CodeTitle
naic-insurance-data-security-model-law-mdl-668::4AImplementation of an Information Security Program
naic-insurance-data-security-model-law-mdl-668::4BObjectives of the Information Security Program

Section 4C: Risk Assessment – NAIC Insurance Data Security Model Law (MDL-668)

5 controls
Controls in the Section 4C: Risk Assessment – NAIC Insurance Data Security Model Law (MDL-668) domain of NAIC Insurance Data Security Model Law (MDL-668): 5 controls
CodeTitle
naic-insurance-data-security-model-law-mdl-668::4C(1)Designate responsibility for the Information Security Program
naic-insurance-data-security-model-law-mdl-668::4C(2)Identify reasonably foreseeable threats
naic-insurance-data-security-model-law-mdl-668::4C(3)Assess the likelihood and potential damage of threats
naic-insurance-data-security-model-law-mdl-668::4C(4)Assess the sufficiency of safeguards
naic-insurance-data-security-model-law-mdl-668::4C(5)Implement safeguards and assess key controls at least annually

Section 4D: Risk Management – NAIC Insurance Data Security Model Law (MDL-668)

15 controls
Controls in the Section 4D: Risk Management – NAIC Insurance Data Security Model Law (MDL-668) domain of NAIC Insurance Data Security Model Law (MDL-668): 15 controls
CodeTitle
naic-insurance-data-security-model-law-mdl-668::4D(1)Design the program to mitigate identified risks
naic-insurance-data-security-model-law-mdl-668::4D(2)(a)Access controls on Information Systems
naic-insurance-data-security-model-law-mdl-668::4D(2)(b)Identify and manage data, personnel, devices, systems and facilities
naic-insurance-data-security-model-law-mdl-668::4D(2)(c)Restrict physical access to Nonpublic Information
naic-insurance-data-security-model-law-mdl-668::4D(2)(d)Encrypt Nonpublic Information in transit and on portable devices
naic-insurance-data-security-model-law-mdl-668::4D(2)(e)Secure development and evaluation of applications
naic-insurance-data-security-model-law-mdl-668::4D(2)(f)Modify the Information System in accordance with the program
naic-insurance-data-security-model-law-mdl-668::4D(2)(g)Effective controls including Multi-Factor Authentication
naic-insurance-data-security-model-law-mdl-668::4D(2)(h)Regularly test and monitor to detect attacks and intrusions
naic-insurance-data-security-model-law-mdl-668::4D(2)(i)Audit trails to detect, respond and reconstruct transactions
naic-insurance-data-security-model-law-mdl-668::4D(2)(j)Protect against environmental hazards and technological failures
naic-insurance-data-security-model-law-mdl-668::4D(2)(k)Secure disposal of Nonpublic Information
naic-insurance-data-security-model-law-mdl-668::4D(3)Include cybersecurity risks in enterprise risk management
naic-insurance-data-security-model-law-mdl-668::4D(4)Stay informed of emerging threats and share information securely
naic-insurance-data-security-model-law-mdl-668::4D(5)Cybersecurity awareness training

Section 4E to 4G: Oversight and program adjustments – NAIC Insurance Data Security Model Law (MDL-668)

6 controls
Controls in the Section 4E to 4G: Oversight and program adjustments – NAIC Insurance Data Security Model Law (MDL-668) domain of NAIC Insurance Data Security Model Law (MDL-668): 6 controls
CodeTitle
naic-insurance-data-security-model-law-mdl-668::4E(1)Board requires executive management to maintain the program
naic-insurance-data-security-model-law-mdl-668::4E(2)Annual written report to the board
naic-insurance-data-security-model-law-mdl-668::4E(3)Oversight of delegated responsibilities
naic-insurance-data-security-model-law-mdl-668::4F(1)Due diligence in selecting Third-Party Service Providers
naic-insurance-data-security-model-law-mdl-668::4F(2)Require Third-Party Service Providers to implement safeguards
naic-insurance-data-security-model-law-mdl-668::4GProgram adjustments

Section 4H to 4I: Incident response plan and annual certification – NAIC Insurance Data Security Model Law (MDL-668)

3 controls
Controls in the Section 4H to 4I: Incident response plan and annual certification – NAIC Insurance Data Security Model Law (MDL-668) domain of NAIC Insurance Data Security Model Law (MDL-668): 3 controls
CodeTitle
naic-insurance-data-security-model-law-mdl-668::4H(1)Establish a written incident response plan
naic-insurance-data-security-model-law-mdl-668::4H(2)Contents of the incident response plan
naic-insurance-data-security-model-law-mdl-668::4IAnnual certification to the Commissioner of the domiciliary State

Section 5: Investigation of a Cybersecurity Event – NAIC Insurance Data Security Model Law (MDL-668)

4 controls
Controls in the Section 5: Investigation of a Cybersecurity Event – NAIC Insurance Data Security Model Law (MDL-668) domain of NAIC Insurance Data Security Model Law (MDL-668): 4 controls
CodeTitle
naic-insurance-data-security-model-law-mdl-668::5APrompt investigation of an actual or suspected Cybersecurity Event
naic-insurance-data-security-model-law-mdl-668::5BInvestigation determinations
naic-insurance-data-security-model-law-mdl-668::5CEvents in systems maintained by Third-Party Service Providers
naic-insurance-data-security-model-law-mdl-668::5DRetain Cybersecurity Event records for five years

Section 6: Notification of a Cybersecurity Event – NAIC Insurance Data Security Model Law (MDL-668)

6 controls
Controls in the Section 6: Notification of a Cybersecurity Event – NAIC Insurance Data Security Model Law (MDL-668) domain of NAIC Insurance Data Security Model Law (MDL-668): 6 controls
CodeTitle
naic-insurance-data-security-model-law-mdl-668::6ANotify the Commissioner within 72 hours
naic-insurance-data-security-model-law-mdl-668::6BContent of the notification and continuing updates
naic-insurance-data-security-model-law-mdl-668::6CNotification to Consumers
naic-insurance-data-security-model-law-mdl-668::6DEvents at Third-Party Service Providers
naic-insurance-data-security-model-law-mdl-668::6EReinsurer notice to ceding insurers and the domiciliary Commissioner
naic-insurance-data-security-model-law-mdl-668::6FInsurer notice to producers of record

Your Compliance Coverage

If you comply with NAIC Insurance Data Security Model Law (MDL-668), you already cover:

OWASP MASVS

8%

4 controls mapped

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OWASP ASVS

8%

4 controls mapped

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Singapore Government Instruction Manual on ICT&SS Management (IM8)

8%

4 controls mapped

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+ 114 more: ISO/SAE 21434 (8%), ISO/IEC 27043:2015 (8%)

See all 117 mapped frameworks ↓

Maps to 117 other frameworks

50 total controls
OWASP MASVS
4 source controls mapped|6 target controls covered
8%
OWASP ASVS
4 source controls mapped|6 target controls covered
8%
Singapore Government Instruction Manual on ICT&SS Management (IM8)
4 source controls mapped|7 target controls covered
8%
ISO/SAE 21434
4 source controls mapped|11 target controls covered
8%
ISO/IEC 27043:2015
4 source controls mapped|11 target controls covered
8%
South Korea ISMS-P
4 source controls mapped|11 target controls covered
8%
DAMA-DMBOK2 - Data Management Body of Knowledge (2nd Edition)
4 source controls mapped|3 target controls covered
8%
ASD Strategies to Mitigate Cyber Security Incidents
4 source controls mapped|7 target controls covered
8%
Vietnam Law on Cybersecurity (No. 116/2025/QH15)
3 source controls mapped|2 target controls covered
6%
Vermont Data Privacy and Online Surveillance Act
3 source controls mapped|2 target controls covered
6%
UK Defence Standard 05-138 - Cyber Security for Defence Suppliers
3 source controls mapped|2 target controls covered
6%
Turkey KVKK
3 source controls mapped|2 target controls covered
6%
Privacy Act 1988 (Australia)
3 source controls mapped|3 target controls covered
6%
OWASP Top 10:2025
3 source controls mapped|6 target controls covered
6%
OWASP DevSecOps Maturity Model (DSOMM)
3 source controls mapped|4 target controls covered
6%
OWASP API Security Top 10 - 2023
3 source controls mapped|4 target controls covered
6%
NIST Special Publication 800-34 Revision 1, Contingency Planning Guide for Federal Information Systems
3 source controls mapped|3 target controls covered
6%
NIST Privacy Framework
3 source controls mapped|1 target controls covered
6%
Nevada Gaming Control Board Cybersecurity Requirements
3 source controls mapped|4 target controls covered
6%
BSI IT-Grundschutz
3 source controls mapped|11 target controls covered
6%
CISA Cross-Sector Cybersecurity Performance Goals (CPG) 2.0
3 source controls mapped|7 target controls covered
6%
ISO/IEC 27031:2011
3 source controls mapped|4 target controls covered
6%
ISO 27799:2025
3 source controls mapped|8 target controls covered
6%
Switzerland New Federal Act on Data Protection (nFADP/nDSG, 2023)
3 source controls mapped|11 target controls covered
6%
ISO/IEC 29134:2023
3 source controls mapped|3 target controls covered
6%
FedRAMP Rev 5
3 source controls mapped|4 target controls covered
6%
ISO/IEC 27557:2022 - Organisational Privacy Risk Management
3 source controls mapped|3 target controls covered
6%
APPI
3 source controls mapped|6 target controls covered
6%
AWWA Cybersecurity Guidance for the Water Sector (American Water Works Association)
3 source controls mapped|8 target controls covered
6%
GDPR
3 source controls mapped|6 target controls covered
6%
ISO/IEC 27400:2022
3 source controls mapped|6 target controls covered
6%
US Maritime Transportation Security Act (MTSA) and USCG Cybersecurity Requirements
3 source controls mapped|3 target controls covered
6%
IEC 62443
3 source controls mapped|8 target controls covered
6%
ASIS SPC.1-2009 - Organizational Resilience Standard
3 source controls mapped|2 target controls covered
6%
API 1164
3 source controls mapped|8 target controls covered
6%
Bahrain PDPL
3 source controls mapped|7 target controls covered
6%
ISO/IEC 23894:2023
3 source controls mapped|4 target controls covered
6%
FFIEC IT Examination Handbook
3 source controls mapped|3 target controls covered
6%
ISO/IEC 27019:2024
3 source controls mapped|8 target controls covered
6%
Barbados Data Protection Act 2019
3 source controls mapped|4 target controls covered
6%
IEC 62351 - Power Systems Communication Security
3 source controls mapped|3 target controls covered
6%
Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (UAE PDPL)
3 source controls mapped|5 target controls covered
6%
FTC GLBA Safeguards Rule (16 CFR Part 314)
3 source controls mapped|2 target controls covered
6%
IAEA Nuclear Security Series - Computer Security at Nuclear Facilities (NSS-17-T Rev 1)
3 source controls mapped|4 target controls covered
6%
South Korea PIPA
3 source controls mapped|3 target controls covered
6%
ITU-T X.805 - Security Architecture for End-to-End Communications
3 source controls mapped|3 target controls covered
6%
ISO/IEC 27011:2024
3 source controls mapped|7 target controls covered
6%
Florida Digital Bill of Rights (FDBR)
2 source controls mapped|4 target controls covered
4%
USMCA Chapter 19 - Digital Trade (United States-Mexico-Canada Agreement)
2 source controls mapped|2 target controls covered
4%
US Gramm-Leach-Bliley Act (GLBA) - Higher Education Safeguards Rule
2 source controls mapped|2 target controls covered
4%
US EPA Safe Drinking Water Act (SDWA) - Cybersecurity Requirements
2 source controls mapped|1 target controls covered
4%
TEFCA - Trusted Exchange Framework and Common Agreement
2 source controls mapped|2 target controls covered
4%
Russia Federal Law on Personal Data (152-FZ)
2 source controls mapped|3 target controls covered
4%
PCAOB AS 2201 - Audit of Internal Control Over Financial Reporting (ICFR)
2 source controls mapped|2 target controls covered
4%
OWASP Top 10 for LLM Applications 2025
2 source controls mapped|4 target controls covered
4%
NIST Post-Quantum Cryptography Standards (FIPS 203, 204, 205)
2 source controls mapped|4 target controls covered
4%
EASA Part-IS - Information Security in Aviation
2 source controls mapped|2 target controls covered
4%
ISO/IEC 29115:2013 - Entity Authentication Assurance Framework
2 source controls mapped|4 target controls covered
4%
UAE Virtual Asset Regulatory Authority (VARA) Regulations
2 source controls mapped|2 target controls covered
4%
ISO/IEC 23837:2023
2 source controls mapped|4 target controls covered
4%
Armenia Law on Protection of Personal Data (2015)
2 source controls mapped|4 target controls covered
4%
ISO 22313:2020 - Guidance on Business Continuity Management Systems
2 source controls mapped|1 target controls covered
4%
ISO/IEC 27003:2017
2 source controls mapped|1 target controls covered
4%
FBI CJIS Security Policy
2 source controls mapped|4 target controls covered
4%
ISO/IEC 29147:2018
2 source controls mapped|1 target controls covered
4%
US Consumer Product Safety Act (CPSC) Manufacturer and Importer Duties
2 source controls mapped|2 target controls covered
4%
NIST SP 800-124 Revision 2 - Guidelines for Managing the Security of Mobile Devices
2 source controls mapped|4 target controls covered
4%
SQF Code Edition 9 - Safe Quality Food
2 source controls mapped|2 target controls covered
4%
ISO 26262:2018 - Functional Safety for Road Vehicles
2 source controls mapped|1 target controls covered
4%
Annex 11 to EU GMP - Computerised Systems
2 source controls mapped|3 target controls covered
4%
APRA CPS 230 Operational Risk Management
2 source controls mapped|1 target controls covered
4%
ISO 22000:2018
2 source controls mapped|1 target controls covered
4%
Kuwait National Cybersecurity Framework
2 source controls mapped|1 target controls covered
4%
AML/CTF Act 2006 (Australia)
2 source controls mapped|2 target controls covered
4%
FIDO2 / WebAuthn
2 source controls mapped|1 target controls covered
4%
French Sapin II Law (Law No. 2016-1691)
2 source controls mapped|2 target controls covered
4%
FDA Quality Management System Regulation (QMSR)
2 source controls mapped|2 target controls covered
4%
COSO Internal Control - Integrated Framework (2013)
2 source controls mapped|2 target controls covered
4%
IEC 60601-1 - Medical Electrical Equipment Safety
2 source controls mapped|2 target controls covered
4%
ISO 15189:2022 - Medical Laboratories Requirements for Quality and Competence
2 source controls mapped|4 target controls covered
4%
ICAO Annex 17 - Aviation Security (AVSEC)
2 source controls mapped|2 target controls covered
4%
Austria Data Protection Act (Datenschutzgesetz, DSG, amended 2018)
2 source controls mapped|4 target controls covered
4%
FFIEC Cybersecurity Assessment Tool (CAT)
2 source controls mapped|4 target controls covered
4%
SWIFT CSCF
1 source controls mapped|1 target controls covered
2%
Regulation on the European Health Data Space (EHDS)
1 source controls mapped|4 target controls covered
2%
NATO AQAP 2110 - Quality Assurance Requirements for Design, Development, and Production
1 source controls mapped|1 target controls covered
2%
Illinois Biometric Information Privacy Act (BIPA)
1 source controls mapped|2 target controls covered
2%
Bank Secrecy Act / Anti-Money Laundering (BSA/AML)
1 source controls mapped|1 target controls covered
2%
ICH Q10 - Pharmaceutical Quality System
1 source controls mapped|3 target controls covered
2%
Aged Care Quality Standards 2019 (repealed edition)
1 source controls mapped|3 target controls covered
2%
Protective Security Policy Framework (PSPF) Release 2026
1 source controls mapped|2 target controls covered
2%
21 CFR Part 58 - Good Laboratory Practice (GLP)
1 source controls mapped|1 target controls covered
2%
Space ISAC (Information Sharing and Analysis Center) - Threat Framework
1 source controls mapped|1 target controls covered
2%
ISO/IEC 27010:2015
1 source controls mapped|5 target controls covered
2%
ISO/IEC 25012:2008 - Data Quality Model
1 source controls mapped|1 target controls covered
2%
ITIL 4
1 source controls mapped|1 target controls covered
2%
ISO 14064 - Greenhouse Gas Accounting and Verification (Parts 1-3)
1 source controls mapped|1 target controls covered
2%
ISO 28001:2007 Supply Chain Security Management
1 source controls mapped|1 target controls covered
2%
Canada ITSG-33 - IT Security Risk Management
1 source controls mapped|1 target controls covered
2%
21 CFR Part 211 - Current Good Manufacturing Practice
1 source controls mapped|3 target controls covered
2%
ISO/IEC 20000-1:2018
1 source controls mapped|1 target controls covered
2%
IATA Operational Safety Audit (IOSA) Standards Manual
1 source controls mapped|1 target controls covered
2%
ISO 19650 - Organisation and Digitisation of Information about Buildings and Civil Engineering Works (BIM)
1 source controls mapped|1 target controls covered
2%
Rhode Island Data Transparency and Privacy Protection Act (RIDTPPA)
1 source controls mapped|1 target controls covered
2%
Pakistan Personal Data Protection Bill 2023
1 source controls mapped|1 target controls covered
2%
Australian Privacy Principles (APPs)
1 source controls mapped|3 target controls covered
2%
Estonia Personal Data Protection Act (Isikuandmete kaitse seadus, 2019)
1 source controls mapped|1 target controls covered
2%
Connecticut Data Privacy Act (CTDPA)
1 source controls mapped|1 target controls covered
2%
Albania Law No. 124/2024 on Personal Data Protection
1 source controls mapped|1 target controls covered
2%
Azure Security Benchmark
1 source controls mapped|1 target controls covered
2%
ISO/IEC 29100:2024
1 source controls mapped|3 target controls covered
2%
Azerbaijan Law on Personal Data (2010)
1 source controls mapped|3 target controls covered
2%
US Automated Commercial Environment (ACE) - CBP Trade Data Requirements
1 source controls mapped|1 target controls covered
2%
ISO/TS 22318:2021
1 source controls mapped|2 target controls covered
2%
ISO 22320:2018
1 source controls mapped|1 target controls covered
2%
ISO/TS 22317:2021
1 source controls mapped|2 target controls covered
2%
ISO 22316
1 source controls mapped|2 target controls covered
2%
Compare NAIC Insurance Data Security Model Law (MDL-668) with OWASP MASVS

Coverage is not the same as your position

This page shows what NAIC Insurance Data Security Model Law (MDL-668) overlaps with in general. Where your organisation actually stands, against the standard you are going for and the certifications you already hold, is a different question. Same graph and the same recorded refutations, scoped to you rather than to a pair.

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What is NAIC Insurance Data Security Model Law (MDL-668) and who does it apply to?

NAIC Insurance Data Security Model Law (MDL-668) is a compliance framework from United States (NAIC model, enacted by states) with 8 domains and 42 controls. The NAIC's model state law (2017) setting information security, cybersecurity-event investigation and 72-hour regulator notification duties for insurance Licensees: a written Information Security Program based on a Risk Assessment, eleven selectable security measures, board oversight, third-party service provider oversight, an incident response plan, annual certification to the domiciliary Commissioner, and reinsurer and producer-of-record notices. Drafted to align with New York's 23 NYCRR Part 500; enacted with variations by more than twenty states. It is used by organisations to establish and maintain compliance with industry standards and regulatory requirements.

What does NAIC Insurance Data Security Model Law (MDL-668) actually require?

NAIC Insurance Data Security Model Law (MDL-668) has 42 controls organised across 8 domains. The largest domains are Section 4D: Risk Management – NAIC Insurance Data Security Model Law (MDL-668) (15 controls), Section 4E to 4G: Oversight and program adjustments – NAIC Insurance Data Security Model Law (MDL-668) (6 controls), Section 6: Notification of a Cybersecurity Event – NAIC Insurance Data Security Model Law (MDL-668) (6 controls). Each control defines specific requirements that organisations must implement to achieve compliance.

If I already comply with another framework, how much of NAIC Insurance Data Security Model Law (MDL-668) do I already cover?

NAIC Insurance Data Security Model Law (MDL-668) maps to 117 other compliance frameworks. The top mapping partners are OWASP MASVS (8% coverage), OWASP ASVS (8% coverage), Singapore Government Instruction Manual on ICT&SS Management (IM8) (8% coverage). Use our comparison tool to explore control-level mappings between frameworks.

How do I implement NAIC Insurance Data Security Model Law (MDL-668)?

Start your NAIC Insurance Data Security Model Law (MDL-668) compliance journey by running a self-assessment on our platform to identify your current compliance posture. Our AI advisory can answer specific questions about NAIC Insurance Data Security Model Law (MDL-668) requirements, and cross-framework mapping helps you leverage existing controls from other frameworks you may already comply with. Create a free account to access all 42 controls and track your progress.

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