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NAIC Insurance Data Security Model Law (MDL-668)
United States (NAIC)
v2017
8 domains
8 controls
The National Association of Insurance Commissioners (NAIC) Insurance Data Security Model Law (Model 668) establishes data security standards for the insurance industry. Adopted by NAIC in 2017, it has been enacted by over 20 US states. It requires insurers and other licensed entities to develop comprehensive information security programs, conduct risk assessments, and notify regulators of cybersecurity events.
Verified
NAIC Insurance Data Security Model Law (MDL-668) is a compliance framework from United States (NAIC) with 8 domains and 8 controls that map to 131 other frameworks. The largest domains are Cross-State Compliance (1 controls), Governance Oversight (1 controls), Governance and Scope (1 controls). Every control below carries what it requires and what an assessor expects to see.
Framework summaries on this platform are AI-assisted interpretations for educational and compliance planning purposes. They do not reproduce or replace the official standards. Refer to the authoritative source for the definitive text. Framework names and trademarks belong to their respective organisations.
Framework Domains (8)
Cross-State Compliance
1 controls
| Code | Title |
|---|---|
| NAIC-8 | NY DFS 23 NYCRR 500 Alignment and State Adoption Variances |
Governance Oversight
1 controls
| Code | Title |
|---|---|
| NAIC-4 | Board and Senior Management Oversight - Section 4(F) |
Governance and Scope
1 controls
| Code | Title |
|---|---|
| NAIC-1 | NAIC Model Law Adoption, Scope, and Licensee Definitions |
Incident Response
1 controls
| Code | Title |
|---|---|
| NAIC-6 | Cybersecurity Event Investigation and Notification - Sections 6 and 7 |
Information Security Program
1 controls
| Code | Title |
|---|---|
| NAIC-2 | Information Security Program (ISP) - Section 4 |
Personnel Security
1 controls
| Code | Title |
|---|---|
| NAIC-7 | Employee Training, Awareness, and Personnel Security - Section 4(D)(7) and 4(E) |
Risk Assessment
1 controls
| Code | Title |
|---|---|
| NAIC-3 | Risk Assessment and Risk Management - Section 4(B) and 4(C) |
Third Party Management
1 controls
| Code | Title |
|---|---|
| NAIC-5 | Third Party Service Provider Oversight - Section 4(F)(3) and Section 5 |
Your Compliance Coverage
If you comply with NAIC Insurance Data Security Model Law (MDL-668), you already cover:
OWASP MASVS
50%
4 controls mapped
Compare →OWASP ASVS
50%
4 controls mapped
Compare →South Korea ISMS-P
50%
4 controls mapped
Compare →+ 128 more: DAMA-DMBOK2 - Data Management Body of Knowledge (2nd Edition) (50%), ASD Strategies to Mitigate Cyber Security Incidents (50%)
See all 131 mapped frameworks ↓Maps to 131 other frameworks
8 total controls
OWASP MASVS
4 source controls mapped|6 target controls covered
50%
OWASP ASVS
4 source controls mapped|6 target controls covered
50%
South Korea ISMS-P
4 source controls mapped|11 target controls covered
50%
DAMA-DMBOK2 - Data Management Body of Knowledge (2nd Edition)
4 source controls mapped|3 target controls covered
50%
ASD Strategies to Mitigate Cyber Security Incidents
4 source controls mapped|7 target controls covered
50%
ISO/SAE 21434
4 source controls mapped|11 target controls covered
50%
NIST SP 800-171A Rev 3 - Assessing CUI Security Requirements
4 source controls mapped|10 target controls covered
50%
ISO 27017
4 source controls mapped|7 target controls covered
50%
Singapore Government Instruction Manual on ICT&SS Management (IM8)
4 source controls mapped|7 target controls covered
50%
ISO 27018
4 source controls mapped|7 target controls covered
50%
ISO 27043
4 source controls mapped|11 target controls covered
50%
Vietnam Law on Cybersecurity (No. 24/2018/QH14)
3 source controls mapped|2 target controls covered
38%
Vermont Artificial Intelligence and Consumer Data Act (AICDA)
3 source controls mapped|2 target controls covered
38%
Turkey KVKK
3 source controls mapped|2 target controls covered
38%
Privacy Act 1988 (Australia)
3 source controls mapped|3 target controls covered
38%
OWASP Top 10:2025
3 source controls mapped|6 target controls covered
38%
OWASP DevSecOps Maturity Model (DSOMM)
3 source controls mapped|4 target controls covered
38%
OWASP API Security Top 10 - 2023
3 source controls mapped|4 target controls covered
38%
NIST Privacy Framework
3 source controls mapped|1 target controls covered
38%
NIS2 Directive Implementing Acts
3 source controls mapped|1 target controls covered
38%
Switzerland New Federal Act on Data Protection (nFADP/nDSG, 2023)
3 source controls mapped|11 target controls covered
38%
Bahrain PDPL
3 source controls mapped|7 target controls covered
38%
MARS-E - Minimum Acceptable Risk Standards for Exchanges
3 source controls mapped|3 target controls covered
38%
Barbados Data Protection Act 2019
3 source controls mapped|4 target controls covered
38%
APPI
3 source controls mapped|6 target controls covered
38%
ISO/IEC 27400:2022
3 source controls mapped|6 target controls covered
38%
GDPR
3 source controls mapped|6 target controls covered
38%
ISO/IEC 23894:2023
3 source controls mapped|4 target controls covered
38%
ISO/IEC 29134:2023
3 source controls mapped|1 target controls covered
38%
ISO/IEC 27557:2022 - Organisational Privacy Risk Management
3 source controls mapped|2 target controls covered
38%
Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (UAE PDPL)
3 source controls mapped|5 target controls covered
38%
ITU-T X.805 - Security Architecture for End-to-End Communications
3 source controls mapped|3 target controls covered
38%
South Korea PIPA
3 source controls mapped|3 target controls covered
38%
FTC GLBA Safeguards Rule (16 CFR Part 314)
3 source controls mapped|2 target controls covered
38%
ISO 13485
3 source controls mapped|9 target controls covered
38%
ISO 27799
3 source controls mapped|8 target controls covered
38%
ISO/IEC 27011:2024
3 source controls mapped|7 target controls covered
38%
CISA Cross-Sector Cybersecurity Performance Goals (CPG) 2.0
3 source controls mapped|7 target controls covered
38%
BSI IT-Grundschutz
3 source controls mapped|11 target controls covered
38%
ISO 15189:2022 - Medical Laboratories Requirements for Quality and Competence
3 source controls mapped|8 target controls covered
38%
AWWA Cybersecurity Guidance for the Water Sector (American Water Works Association)
3 source controls mapped|8 target controls covered
38%
IEC 62351 - Power Systems Communication Security
3 source controls mapped|3 target controls covered
38%
NIST Special Publication 800-34 Revision 1, Contingency Planning Guide for Federal Information Systems
3 source controls mapped|3 target controls covered
38%
Nevada Gaming Control Board Cybersecurity Requirements
3 source controls mapped|4 target controls covered
38%
ISO/IEC 27031:2011
3 source controls mapped|4 target controls covered
38%
IEC 62443
3 source controls mapped|8 target controls covered
38%
API 1164
3 source controls mapped|8 target controls covered
38%
ASIS SPC.1-2009 - Organizational Resilience Standard
3 source controls mapped|2 target controls covered
38%
ISO 27019
3 source controls mapped|8 target controls covered
38%
UK Defence Standard 05-138 - Cyber Security for Defence Suppliers
3 source controls mapped|2 target controls covered
38%
US Maritime Transportation Security Act (MTSA) and USCG Cybersecurity Requirements
3 source controls mapped|3 target controls covered
38%
IAEA Nuclear Security Series - Computer Security at Nuclear Facilities (NSS-17-T Rev 1)
3 source controls mapped|4 target controls covered
38%
FFIEC IT Examination Handbook
3 source controls mapped|3 target controls covered
38%
USMCA Chapter 19 - Digital Trade (United States-Mexico-Canada Agreement)
2 source controls mapped|2 target controls covered
25%
TEFCA - Trusted Exchange Framework and Common Agreement
2 source controls mapped|2 target controls covered
25%
Russia Federal Law on Personal Data (152-FZ)
2 source controls mapped|3 target controls covered
25%
OWASP Top 10 for LLM Applications 2025
2 source controls mapped|4 target controls covered
25%
Armenia Law on Protection of Personal Data (2015)
2 source controls mapped|4 target controls covered
25%
Austria Data Protection Act (Datenschutzgesetz, DSG, amended 2018)
2 source controls mapped|4 target controls covered
25%
COSO Internal Control - Integrated Framework (2013)
2 source controls mapped|2 target controls covered
25%
Florida Digital Bill of Rights (FDBR)
2 source controls mapped|4 target controls covered
25%
ISO 22739:2024 - Blockchain and Distributed Ledger Technologies Vocabulary
2 source controls mapped|4 target controls covered
25%
FFIEC Cybersecurity Assessment Tool (CAT)
2 source controls mapped|4 target controls covered
25%
US Gramm-Leach-Bliley Act (GLBA) - Higher Education Safeguards Rule
2 source controls mapped|2 target controls covered
25%
US EPA Safe Drinking Water Act (SDWA) - Cybersecurity Requirements
2 source controls mapped|1 target controls covered
25%
PCAOB AS 2201 - Audit of Internal Control Over Financial Reporting (ICFR)
2 source controls mapped|2 target controls covered
25%
NIST Post-Quantum Cryptography Standards (FIPS 203, 204, 205)
2 source controls mapped|4 target controls covered
25%
FBI CJIS Security Policy
2 source controls mapped|4 target controls covered
25%
Annex 11 to EU GMP - Computerised Systems
2 source controls mapped|3 target controls covered
25%
Kuwait National Cybersecurity Framework
2 source controls mapped|1 target controls covered
25%
ISO/IEC 27003:2017
2 source controls mapped|2 target controls covered
25%
ISO 27005
2 source controls mapped|4 target controls covered
25%
ISO/IEC 29147:2018
2 source controls mapped|1 target controls covered
25%
ISO 31000
2 source controls mapped|3 target controls covered
25%
SQF Code Edition 9 - Safe Quality Food
2 source controls mapped|2 target controls covered
25%
US Consumer Product Safety Commission (CPSC) - Connected Product Safety
2 source controls mapped|2 target controls covered
25%
UAE Virtual Asset Regulatory Authority (VARA) Regulations
2 source controls mapped|2 target controls covered
25%
ISO 26262:2018 - Functional Safety for Road Vehicles
2 source controls mapped|1 target controls covered
25%
ISO 22000
2 source controls mapped|1 target controls covered
25%
ISO 45001
2 source controls mapped|1 target controls covered
25%
AML/CTF Act 2006 (Australia)
2 source controls mapped|2 target controls covered
25%
EASA Part-IS - Information Security in Aviation
2 source controls mapped|2 target controls covered
25%
APRA CPS 230 Operational Risk Management
2 source controls mapped|1 target controls covered
25%
French Sapin II Law (Law No. 2016-1691)
2 source controls mapped|2 target controls covered
25%
ICAO Annex 17 - Aviation Security (AVSEC)
2 source controls mapped|2 target controls covered
25%
ISO 22313:2020 - Guidance on Business Continuity Management Systems
2 source controls mapped|1 target controls covered
25%
ISO/IEC 23837 - Security Requirements for Quantum Key Distribution
2 source controls mapped|3 target controls covered
25%
ISO/IEC 29115:2023 - Entity Authentication Assurance Framework
2 source controls mapped|4 target controls covered
25%
NIST SP 800-124 Revision 2 - Guidelines for Managing the Security of Mobile Devices
2 source controls mapped|4 target controls covered
25%
ISO 19011
2 source controls mapped|4 target controls covered
25%
ISO 31000:2018
2 source controls mapped|2 target controls covered
25%
IEC 60601-1 - Medical Electrical Equipment Safety
2 source controls mapped|2 target controls covered
25%
FIDO2 / WebAuthn
2 source controls mapped|1 target controls covered
25%
FDA Quality Management System Regulation (QMSR)
2 source controls mapped|2 target controls covered
25%
ISO 19650 - Organisation and Digitisation of Information about Buildings and Civil Engineering Works (BIM)
1 source controls mapped|1 target controls covered
13%
US Children's Online Privacy Protection Act (COPPA) and COPPA 2.0 Proposed Updates
1 source controls mapped|1 target controls covered
13%
Rhode Island Data Transparency and Privacy Protection Act (RIDTPPA)
1 source controls mapped|1 target controls covered
13%
Pakistan Personal Data Protection Bill 2023
1 source controls mapped|1 target controls covered
13%
Australian Privacy Principles (APPs)
1 source controls mapped|3 target controls covered
13%
Estonia Personal Data Protection Act (Isikuandmete kaitse seadus, 2019)
1 source controls mapped|1 target controls covered
13%
Albania Law on Protection of Personal Data (Law No. 9887, 2008, amended 2014)
1 source controls mapped|1 target controls covered
13%
ISO/IEC 38500:2024 - Governance of IT
1 source controls mapped|1 target controls covered
13%
Azure Security Benchmark
1 source controls mapped|1 target controls covered
13%
ISO/IEC 29100:2024
1 source controls mapped|3 target controls covered
13%
Azerbaijan Law on Personal Data (2010)
1 source controls mapped|3 target controls covered
13%
US Automated Commercial Environment (ACE) - CBP Trade Data Requirements
1 source controls mapped|1 target controls covered
13%
ISO 22318
1 source controls mapped|2 target controls covered
13%
ISO 22320:2018
1 source controls mapped|1 target controls covered
13%
ISO 22317
1 source controls mapped|2 target controls covered
13%
ISO 22316
1 source controls mapped|2 target controls covered
13%
Protective Security Policy Framework (PSPF) Release 2024
1 source controls mapped|2 target controls covered
13%
21 CFR Part 58 - Good Laboratory Practice (GLP)
1 source controls mapped|1 target controls covered
13%
Space ISAC (Information Sharing and Analysis Center) - Threat Framework
1 source controls mapped|1 target controls covered
13%
ISO/IEC 27010:2015
1 source controls mapped|5 target controls covered
13%
ISO/IEC 25012:2008 - Data Quality Model
1 source controls mapped|1 target controls covered
13%
NIST SP 800-171
1 source controls mapped|1 target controls covered
13%
ITIL 4
1 source controls mapped|1 target controls covered
13%
ISO 14064 - Greenhouse Gas Accounting and Verification (Parts 1-3)
1 source controls mapped|1 target controls covered
13%
ISO 28001:2007 Supply Chain Security Management
1 source controls mapped|1 target controls covered
13%
Canada ITSG-33 - IT Security Risk Management
1 source controls mapped|1 target controls covered
13%
21 CFR Part 211 - Current Good Manufacturing Practice
1 source controls mapped|3 target controls covered
13%
AS9100D:2016 - Quality Management Systems for Aviation, Space, and Defence
1 source controls mapped|1 target controls covered
13%
ISO 20000-1
1 source controls mapped|2 target controls covered
13%
IATA Operational Safety Audit (IOSA) Standards Manual
1 source controls mapped|1 target controls covered
13%
SWIFT CSCF
1 source controls mapped|1 target controls covered
13%
Regulation on the European Health Data Space (EHDS)
1 source controls mapped|4 target controls covered
13%
NATO AQAP 2110 - Quality Assurance Requirements for Design, Development, and Production
1 source controls mapped|1 target controls covered
13%
Illinois Biometric Information Privacy Act (BIPA)
1 source controls mapped|2 target controls covered
13%
Bank Secrecy Act / Anti-Money Laundering (BSA/AML)
1 source controls mapped|1 target controls covered
13%
ICH Q10 - Pharmaceutical Quality System
1 source controls mapped|3 target controls covered
13%
Aged Care Quality Standards 2019 (repealed edition)
1 source controls mapped|3 target controls covered
13%
What is NAIC Insurance Data Security Model Law (MDL-668) and who does it apply to?
NAIC Insurance Data Security Model Law (MDL-668) is a compliance framework from United States (NAIC) with 8 domains and 8 controls. The National Association of Insurance Commissioners (NAIC) Insurance Data Security Model Law (Model 668) establishes data security standards for the insurance industry. Adopted by NAIC in 2017, it has been enacted by over 20 US states. It requires insurers and other licensed entities to develop comprehensive information security programs, conduct risk assessments, and notify regulators of cybersecurity events. It is used by organisations to establish and maintain compliance with industry standards and regulatory requirements.
What does NAIC Insurance Data Security Model Law (MDL-668) actually require?
NAIC Insurance Data Security Model Law (MDL-668) has 8 controls organised across 8 domains. The largest domains are Cross-State Compliance (1 controls), Governance Oversight (1 controls), Governance and Scope (1 controls). Each control defines specific requirements that organisations must implement to achieve compliance.
If I already comply with another framework, how much of NAIC Insurance Data Security Model Law (MDL-668) do I already cover?
NAIC Insurance Data Security Model Law (MDL-668) maps to 131 other compliance frameworks. The top mapping partners are OWASP MASVS (50% coverage), OWASP ASVS (50% coverage), South Korea ISMS-P (50% coverage). Use our comparison tool to explore control-level mappings between frameworks.
How do I implement NAIC Insurance Data Security Model Law (MDL-668)?
Start your NAIC Insurance Data Security Model Law (MDL-668) compliance journey by running a self-assessment on our platform to identify your current compliance posture. Our AI advisory can answer specific questions about NAIC Insurance Data Security Model Law (MDL-668) requirements, and cross-framework mapping helps you leverage existing controls from other frameworks you may already comply with. Create a free account to access all 8 controls and track your progress.
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