TheArtOfService
Cross-Framework Mapping

PSD2 SCAvsFTC GLBA Safeguards Rule (16 CFR Part 314)

See exactly how PSD2 SCA controls map to FTC GLBA Safeguards Rule (16 CFR Part 314). Pre-computed mappings, identified gaps, and coverage analysis.

5
Controls Mapped
1
Gaps Found
67%
Coverage

According to the TheArtOfService Compliance Knowledge Graph:

PSD2 SCA maps to FTC GLBA Safeguards Rule (16 CFR Part 314) with 67% coverage across 4 directly mapped controls. Analysis of 6 PSD2 SCA controls identifies 2 compliance gaps — primarily concentrated in Governance and Compliance.

Source: TheArtOfService Knowledge Graph | 6 controls analysed | 718 frameworks | 330K+ cross-framework mappings

Control Mappings

Showing 5 of 5 mapped controls across 4 domains. Sign up to explore all 330K+ mappings across 718 frameworks.

SCA Core(2 mappings)

PSDTWO-1Strong Customer Authentication (SCA) Core Requirements2 targets
→FTC-Safeguards-9-Elements9 Safeguard Elements - Access, Inventory, Encryption, Secure-Dev, MFA, Disposal, Change-Mgmt, Monitoring, Pen-Test (16 CFR 314.4(c))
→FTC-Safeguards-Scope-DefsScope, Definitions and Financial Institution Applicability (16 CFR 314.1, 314.2)

SCA Exemptions(1 mappings)

PSDTWO-2SCA Exemptions and Risk-Based Authentication
→FTC-Safeguards-9-Elements9 Safeguard Elements - Access, Inventory, Encryption, Secure-Dev, MFA, Disposal, Change-Mgmt, Monitoring, Pen-Test (16 CFR 314.4(c))

Open Banking APIs(1 mappings)

PSDTWO-3Common and Secure Communication, API Access for AISPs and PISPs
→FTC-Safeguards-IR-Plan-BoardReporting-FTC-NotificationWritten Incident Response Plan + Board Reporting + FTC Breach Notification (16 CFR 314.4(h), (i), (j))

Fraud and Incident Reporting(1 mappings)

PSDTWO-4Fraud Reporting and Incident Management
→FTC-Safeguards-IR-Plan-BoardReporting-FTC-NotificationWritten Incident Response Plan + Board Reporting + FTC Breach Notification (16 CFR 314.4(h), (i), (j))

Related Comparisons

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Other FTC GLBA Safeguards Rule (16 CFR Part 314) comparisons

Vietnam Law on Cybersecurity (No. 24/2018/QH14) vs FTC GLBA Safeguards Rule (16 CFR Part 314)6 mappingsVermont Artificial Intelligence and Consumer Data Act (AICDA) vs FTC GLBA Safeguards Rule (16 CFR Part 314)6 mappingsPrivacy Act 1988 (Australia) vs FTC GLBA Safeguards Rule (16 CFR Part 314)6 mappingsLey Orgánica de Protección de Datos Personales (LOPDP) vs FTC GLBA Safeguards Rule (16 CFR Part 314)6 mappingsLaw No. 172-13 on the Protection of Personal Data vs FTC GLBA Safeguards Rule (16 CFR Part 314)6 mappingsIndia DPDP Act vs FTC GLBA Safeguards Rule (16 CFR Part 314)6 mappingsIndia CERT-In Cyber Security Directions 2022 vs FTC GLBA Safeguards Rule (16 CFR Part 314)6 mappingsHKMA Cyber Resilience Assessment Framework (C-RAF) vs FTC GLBA Safeguards Rule (16 CFR Part 314)6 mappings

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What are the key differences between PSD2 SCA and FTC GLBA Safeguards Rule (16 CFR Part 314)?

PSD2 SCA has 6 controls across its framework, while FTC GLBA Safeguards Rule (16 CFR Part 314) covers 11 controls. Direct mapping analysis identifies 4 overlapping controls (67% coverage). The frameworks diverge most significantly in Governance and Compliance, where 1 PSD2 SCA controls have no direct FTC GLBA Safeguards Rule (16 CFR Part 314) equivalent.

How many controls map between PSD2 SCA and FTC GLBA Safeguards Rule (16 CFR Part 314)?

Of 6 total PSD2 SCA controls, 4 map directly to FTC GLBA Safeguards Rule (16 CFR Part 314) controls — representing 67% coverage. The remaining 2 controls represent compliance gaps requiring additional documentation or compensating controls to satisfy both frameworks simultaneously.

What are the compliance gaps when mapping PSD2 SCA to FTC GLBA Safeguards Rule (16 CFR Part 314)?

2 PSD2 SCA controls have no direct equivalent in FTC GLBA Safeguards Rule (16 CFR Part 314). The highest concentration of gaps is in Governance and Compliance with 1 unmapped controls. These gaps represent areas where additional controls, policies, or documentation must be created to achieve compliance with both frameworks.

Which control domains have the most gaps between PSD2 SCA and FTC GLBA Safeguards Rule (16 CFR Part 314)?

The domain with the highest gap count is Governance and Compliance (1 gaps). Export the full domain-by-domain gap breakdown via the Professional tier to generate a prioritised remediation roadmap.

Related Resources

How to Map Controls Across Frameworks|Multi-Framework Compliance Guide|Compliance Glossary

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