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Lloyd's of London Cyber Insurance Requirements and Underwriting Standards

Self-Assess
United Kingdom (Lloyd's of London)
v2023 (updated requirements)
8 domains
8 controls

Lloyd's of London has established requirements and guidance for managing syndicates' cyber insurance exposure. Key requirements include: mandatory systemic cyber risk exclusions (from March 2023), war and state-backed cyber attack exclusions, cyber insurance risk management standards, and exposure management. Lloyd's Market Bulletin Y5381 (2022) requires all standalone cyber policies to exclude state-backed cyber attacks with clear attribution clauses. Managing agents must demonstrate cyber risk management capability. Lloyd's Realistic Disaster Scenarios (RDS) for cyber include cloud outage, mass ransomware, and data exfiltration scenarios.

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Framework Domains (8)

Affirmative Coverage + LMA Model Clauses + March 2023

1 controls
Controls in the Affirmative Coverage + LMA Model Clauses + March 2023 domain of Lloyd's of London Cyber Insurance Requirements and Underwriting Standards — 1 controls
CodeTitle
LLOYDS-CI-Affirmative-Coverage-Property-Cyber-Mandatory-Clarity-LMA-Model-Clauses-March-2023-ImplementationLloyds Cyber Insurance Affirmative Coverage + LMA Model Clauses + March 2023

Claims + Sanctions + Ransomware Payment + OFAC

1 controls
Controls in the Claims + Sanctions + Ransomware Payment + OFAC domain of Lloyd's of London Cyber Insurance Requirements and Underwriting Standards — 1 controls
CodeTitle
LLOYDS-CI-Claims-Handling-Standards-Cyber-Events-Sanctions-Ransomware-Payment-Compliance-OFAC-HMTLloyds Cyber Insurance Claims + Sanctions + Ransomware Payment + OFAC

Conduct + TCF + Silent Cyber + Regulatory

1 controls
Controls in the Conduct + TCF + Silent Cyber + Regulatory domain of Lloyd's of London Cyber Insurance Requirements and Underwriting Standards — 1 controls
CodeTitle
LLOYDS-CI-Conduct-Risk-Treating-Customers-Fairly-Silent-Cyber-Reviews-Regulatory-Notifications-MaterialLloyds Cyber Insurance Conduct + TCF + Silent Cyber + Regulatory Notifications

Pricing + Rate + Authority + Bordereaux

1 controls
Controls in the Pricing + Rate + Authority + Bordereaux domain of Lloyd's of London Cyber Insurance Requirements and Underwriting Standards — 1 controls
CodeTitle
LLOYDS-CI-Pricing-Rate-Adequacy-Underwriter-Authority-Reference-Limits-Exposure-Data-BordereauxLloyds Cyber Insurance Pricing + Rate Adequacy + Authority + Exposure Data

Reinsurance + Capital + Solvency II + Coverholder

1 controls
Controls in the Reinsurance + Capital + Solvency II + Coverholder domain of Lloyd's of London Cyber Insurance Requirements and Underwriting Standards — 1 controls
CodeTitle
LLOYDS-CI-Reinsurance-Capital-Protection-Solvency-II-ORSA-Coverholder-Delegated-Authority-Cyber-UnderwritingLloyds Cyber Insurance Reinsurance + Capital + Solvency II + Coverholder

Risk Selection + Cyber Hygiene + Pre-Bind

1 controls
Controls in the Risk Selection + Cyber Hygiene + Pre-Bind domain of Lloyd's of London Cyber Insurance Requirements and Underwriting Standards — 1 controls
CodeTitle
LLOYDS-CI-Risk-Selection-Cyber-Hygiene-Underwriting-Criteria-Pre-Bind-Risk-Engineering-MFA-Backup-EDRLloyds Cyber Insurance Risk Selection + Hygiene + Pre-Bind Engineering

Systemic Aggregation + Catastrophe Modelling

1 controls
Controls in the Systemic Aggregation + Catastrophe Modelling domain of Lloyd's of London Cyber Insurance Requirements and Underwriting Standards — 1 controls
CodeTitle
LLOYDS-CI-Systemic-Cyber-Risk-Aggregation-Cyber-Catastrophe-Modelling-Vendor-Use-RDS-Scenario-TestingLloyds Cyber Insurance Systemic Aggregation + Catastrophe Modelling + RDS

War + State-Backed Exclusions + Attribution

1 controls
Controls in the War + State-Backed Exclusions + Attribution domain of Lloyd's of London Cyber Insurance Requirements and Underwriting Standards — 1 controls
CodeTitle
LLOYDS-CI-War-Cyber-Operation-State-Backed-Exclusions-LMA5400-5403-Attribution-Mechanism-Carve-BacksLloyds Cyber Insurance War + Cyber Operation + State-Backed Exclusions + Attribution

Your Compliance Coverage

If you comply with Lloyd's of London Cyber Insurance Requirements and Underwriting Standards, you already cover:

Vietnam Law on Cybersecurity (No. 24/2018/QH14)

25%

2 controls mapped

Compare →

Vermont Artificial Intelligence and Consumer Data Act (AICDA)

25%

2 controls mapped

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US Gramm-Leach-Bliley Act (GLBA) - Higher Education Safeguards Rule

25%

2 controls mapped

Compare →

+ 70 more: UK Defence Standard 05-138 - Cyber Security for Defence Suppliers (25%), Turkey KVKK (25%)

See all 73 mapped frameworks ↓

Maps to 73 other frameworks

8 total controls
Vietnam Law on Cybersecurity (No. 24/2018/QH14)
2 source controls mapped|1 target controls covered
25%
Vermont Artificial Intelligence and Consumer Data Act (AICDA)
2 source controls mapped|1 target controls covered
25%
US Gramm-Leach-Bliley Act (GLBA) - Higher Education Safeguards Rule
2 source controls mapped|2 target controls covered
25%
UK Defence Standard 05-138 - Cyber Security for Defence Suppliers
2 source controls mapped|1 target controls covered
25%
Turkey KVKK
2 source controls mapped|1 target controls covered
25%
Privacy Act 1988 (Australia)
2 source controls mapped|1 target controls covered
25%
PCAOB AS 2201 - Audit of Internal Control Over Financial Reporting (ICFR)
2 source controls mapped|2 target controls covered
25%
NIST Privacy Framework
2 source controls mapped|2 target controls covered
25%
Nevada Gaming Control Board Cybersecurity Requirements
2 source controls mapped|3 target controls covered
25%
EASA Part-IS - Information Security in Aviation
2 source controls mapped|5 target controls covered
25%
ISO/IEC 27031:2011
2 source controls mapped|1 target controls covered
25%
Azure Security Benchmark
2 source controls mapped|1 target controls covered
25%
BSI IT-Grundschutz
2 source controls mapped|3 target controls covered
25%
ISO 31000
2 source controls mapped|6 target controls covered
25%
French Sapin II Law (Law No. 2016-1691)
2 source controls mapped|2 target controls covered
25%
South Korea PIPA
2 source controls mapped|1 target controls covered
25%
ISO 27017
2 source controls mapped|1 target controls covered
25%
FBI CJIS Security Policy
2 source controls mapped|2 target controls covered
25%
IEC 62443
2 source controls mapped|3 target controls covered
25%
ISO 27019
2 source controls mapped|3 target controls covered
25%
AS9100D:2016 - Quality Management Systems for Aviation, Space, and Defence
2 source controls mapped|3 target controls covered
25%
AS9100D - Aerospace Quality Management System
2 source controls mapped|4 target controls covered
25%
ISO/IEC 27003:2017
2 source controls mapped|4 target controls covered
25%
ISO 27005
2 source controls mapped|6 target controls covered
25%
API 1164
2 source controls mapped|3 target controls covered
25%
ISO/IEC 23894:2023
2 source controls mapped|6 target controls covered
25%
IAEA Nuclear Security Series - Computer Security at Nuclear Facilities (NSS-17-T Rev 1)
2 source controls mapped|1 target controls covered
25%
NIST SP 800-171A Rev 3 - Assessing CUI Security Requirements
2 source controls mapped|3 target controls covered
25%
Barbados Data Protection Act 2019
2 source controls mapped|1 target controls covered
25%
NIST AI Risk Management Framework (AI RMF 1.0)
2 source controls mapped|4 target controls covered
25%
ISO/IEC 27557:2022 - Organisational Privacy Risk Management
2 source controls mapped|7 target controls covered
25%
ISO 27018
2 source controls mapped|1 target controls covered
25%
AML/CTF Act 2006 (Australia)
2 source controls mapped|2 target controls covered
25%
Annex 11 to EU GMP - Computerised Systems
2 source controls mapped|1 target controls covered
25%
ISO 41001:2018 - Facility Management Systems
2 source controls mapped|1 target controls covered
25%
ISO 39001:2012 - Road Traffic Safety Management
2 source controls mapped|1 target controls covered
25%
ISO 22313:2020 - Guidance on Business Continuity Management Systems
2 source controls mapped|1 target controls covered
25%
AWWA Cybersecurity Guidance for the Water Sector (American Water Works Association)
2 source controls mapped|1 target controls covered
25%
ISO/IEC 29134:2023
2 source controls mapped|3 target controls covered
25%
ISO/IEC 27014:2020
2 source controls mapped|2 target controls covered
25%
ISO 22000
2 source controls mapped|1 target controls covered
25%
ISO/IEC 29147:2018
2 source controls mapped|1 target controls covered
25%
APPI
2 source controls mapped|1 target controls covered
25%
Bahrain PDPL
2 source controls mapped|1 target controls covered
25%
ISO 45001
2 source controls mapped|1 target controls covered
25%
AWS Well-Architected Security Pillar
2 source controls mapped|1 target controls covered
25%
Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (UAE PDPL)
2 source controls mapped|1 target controls covered
25%
APRA CPS 230 Operational Risk Management
2 source controls mapped|4 target controls covered
25%
ISO 27799
2 source controls mapped|1 target controls covered
25%
ISO 26262:2018 - Functional Safety for Road Vehicles
2 source controls mapped|1 target controls covered
25%
German Supply Chain Due Diligence Act (LkSG)
2 source controls mapped|2 target controls covered
25%
ICAO Annex 17 - Aviation Security (AVSEC)
2 source controls mapped|2 target controls covered
25%
ASIS SPC.1-2009 - Organizational Resilience Standard
2 source controls mapped|1 target controls covered
25%
ISO 13485
2 source controls mapped|1 target controls covered
25%
GDPR
2 source controls mapped|1 target controls covered
25%
Protective Security Policy Framework (PSPF) Release 2024
1 source controls mapped|1 target controls covered
13%
OCC Heightened Standards (12 CFR Part 30, Appendix D)
1 source controls mapped|2 target controls covered
13%
BS 65000:2014 - Guidance on Organizational Resilience
1 source controls mapped|2 target controls covered
13%
IEC 60601-1 - Medical Electrical Equipment Safety
1 source controls mapped|3 target controls covered
13%
IAIS Insurance Core Principles (ICPs)
1 source controls mapped|2 target controls covered
13%
ISO 37000:2021 - Governance of Organizations
1 source controls mapped|2 target controls covered
13%
ISO 20400:2017 - Sustainable Procurement
1 source controls mapped|1 target controls covered
13%
APRA CPS 234
1 source controls mapped|3 target controls covered
13%
ISO/IEC 23837 - Security Requirements for Quantum Key Distribution
1 source controls mapped|2 target controls covered
13%
ICH Q10 - Pharmaceutical Quality System
1 source controls mapped|1 target controls covered
13%
ISO/IEC 38500:2024 - Governance of IT
1 source controls mapped|1 target controls covered
13%
ISO 22320:2018
1 source controls mapped|1 target controls covered
13%
ISO 28001:2007 Supply Chain Security Management
1 source controls mapped|1 target controls covered
13%
Aged Care Quality Standards (Australia)
1 source controls mapped|1 target controls covered
13%
FFIEC IT Examination Handbook
1 source controls mapped|3 target controls covered
13%
FFIEC Cybersecurity Assessment Tool (CAT)
1 source controls mapped|2 target controls covered
13%
IEC 62304:2015 Medical Device Software Lifecycle Processes
1 source controls mapped|3 target controls covered
13%
ISO 15189:2022 - Medical Laboratories Requirements for Quality and Competence
1 source controls mapped|1 target controls covered
13%
Compare Lloyd's of London Cyber Insurance Requirements and Underwriting Standards with Vietnam Law on Cybersecurity (No. 24/2018/QH14)

Frequently Asked Questions

What is Lloyd's of London Cyber Insurance Requirements and Underwriting Standards?

Lloyd's of London Cyber Insurance Requirements and Underwriting Standards is a compliance framework from United Kingdom (Lloyd's of London) with 8 domains and 8 controls. Lloyd's of London has established requirements and guidance for managing syndicates' cyber insurance exposure. Key requirements include: mandatory systemic cyber risk exclusions (from March 2023), war and state-backed cyber attack exclusions, cyber insurance risk management standards, and exposure management. Lloyd's Market Bulletin Y5381 (2022) requires all standalone cyber policies to exclude state-backed cyber attacks with clear attribution clauses. Managing agents must demonstrate cyber risk management capability. Lloyd's Realistic Disaster Scenarios (RDS) for cyber include cloud outage, mass ransomware, and data exfiltration scenarios. It is used by organisations to establish and maintain compliance with industry standards and regulatory requirements.

How many controls does Lloyd's of London Cyber Insurance Requirements and Underwriting Standards have?

Lloyd's of London Cyber Insurance Requirements and Underwriting Standards has 8 controls organised across 8 domains. The largest domains are Affirmative Coverage + LMA Model Clauses + March 2023 (1 controls), Claims + Sanctions + Ransomware Payment + OFAC (1 controls), Conduct + TCF + Silent Cyber + Regulatory (1 controls). Each control defines specific requirements that organisations must implement to achieve compliance.

What frameworks does Lloyd's of London Cyber Insurance Requirements and Underwriting Standards map to?

Lloyd's of London Cyber Insurance Requirements and Underwriting Standards maps to 73 other compliance frameworks. The top mapping partners are Vietnam Law on Cybersecurity (No. 24/2018/QH14) (25% coverage), Vermont Artificial Intelligence and Consumer Data Act (AICDA) (25% coverage), US Gramm-Leach-Bliley Act (GLBA) - Higher Education Safeguards Rule (25% coverage). Use our comparison tool to explore control-level mappings between frameworks.

How do I get started with Lloyd's of London Cyber Insurance Requirements and Underwriting Standards compliance?

Start your Lloyd's of London Cyber Insurance Requirements and Underwriting Standards compliance journey by running a self-assessment on our platform to identify your current compliance posture. Our AI advisory can answer specific questions about Lloyd's of London Cyber Insurance Requirements and Underwriting Standards requirements, and cross-framework mapping helps you leverage existing controls from other frameworks you may already comply with. Create a free account to access all 8 controls and track your progress.

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