PSD2 SCA
Open Banking APIs

PSD2 SCA PSDTWO-3: Common and Secure Communication, API Access for AISPs and PISPs

Per PSD2 RTS Articles 19-36: common and secure communication. Requirements include (a) implement dedicated Account Information Services (AIS) + Payment Initiation Services (PIS) interface (API) for Third Party Providers (TPPs) + (b) maintain TPP authentication using eIDAS qualified certificates (QWAC + QSealC) + (c) ensure API availability + performance + (d) maintain fallback mechanism in case of API unavailability + (e) implement consent management for AIS + PIS + (f) maintain audit trail for TPP access + (g) cooperate with TPPs + competent authorities.

Maintained by Gerard BlokdykVerified against the published standard Control text last updated

What else in your programme already covers this

This control maps to 190 controls across 73 other frameworks. If you already hold one of them, the evidence you collected for it is the starting point here rather than new work.

  • IS.AR.215 Information Security Incident Response
  • IS.D.OR.210 Information Security Risk Treatment
  • IS.D.OR.225 External Reporting of Information Security Events
  • IS.I.OR.210 Information Security Risk Treatment
  • IS.I.OR.220 Information Security Risk Management
  • IS.I.OR.225 External Reporting
  • FFIEC-03 Risk appetite and tolerance for IT risk
  • FFIEC-18 Ongoing monitoring and assessment
  • FFIEC-20 Exit strategy and transition planning
  • FFIEC-23 Regulatory reporting requirements
  • FFIEC-24 Customer notification procedures
  • FFIEC-25 Post-incident review and improvement
  • NIST-CSF-GV.RM-03 Cybersecurity risk management activities and outcomes are included in enterprise risk management processes
  • NIST-CSF-GV.RM-04 Strategic direction that describes appropriate risk response options is established and communicated
  • NIST-CSF-GV.SC-01 A cybersecurity supply chain risk management program, strategy, objectives, policies, and processes are established and agreed to by organizational stakeholders
  • NIST-CSF-ID.IM-04 Incident response plans and other cybersecurity plans that affect operations are established, communicated, maintained, and improved
  • NIST-CSF-RC.RP-01 The recovery portion of the incident response plan is executed once initiated from the incident response process
  • NIST-CSF-RS.MA-01 The incident response plan is executed in coordination with relevant third parties once an incident is declared

NIST SP 800-53 Rev 5 · 6 controls

PCI P2PE · 6 controls

  • PCI-P2PE-16 Due diligence and onboarding
  • PCI-P2PE-18 Ongoing monitoring and assessment
  • PCI-P2PE-19 Concentration risk management
  • PCI-P2PE-21 Incident detection and classification
  • PCI-P2PE-22 Incident response and containment
  • PCI-P2PE-25 Post-incident review and improvement

PCI PIN Security · 6 controls

  • PCI-PIN-16 Due diligence and onboarding
  • PCI-PIN-18 Ongoing monitoring and assessment
  • PCI-PIN-19 Concentration risk management
  • PCI-PIN-23 Regulatory reporting requirements
  • PCI-PIN-24 Customer notification procedures
  • PCI-PIN-25 Post-incident review and improvement

PCI SSF · 6 controls

  • PCI-SSF-03 Risk appetite and tolerance for IT risk
  • PCI-SSF-16 Due diligence and onboarding
  • PCI-SSF-17 Contractual security requirements
  • PCI-SSF-21 Incident detection and classification
  • PCI-SSF-24 Customer notification procedures
  • PCI-SSF-25 Post-incident review and improvement
  • 27557-1 Scope
  • 27557-3 Terms and definitions
  • 27557-6.4 Privacy risk treatment
  • 27557-6.6 Recording and reporting
  • 27557-7.3 Risk-based privacy program implementation

API 1164 · 4 controls

  • API1164-17 Wireless and Field Communications
  • API1164-18 Field Device Security
  • API1164-19 Safety Instrumented Systems Interface
  • API1164-21 TSA Pipeline Security Directive Alignment
  • CPS230-13 Board Accountability for Operational Risk Management
  • CPS230-16 Internal Audit Review of the Business Continuity Plan
  • CPS230-37 Service Provider Management Policy
  • CPS230-46 Ongoing Risk Management of Each Material Arrangement

APRA CPS 234 · 4 controls

  • CPS234-16 Assessment of Related Party and Third Party Capability
  • CPS234-20 Information Asset Classification
  • CPS234-21 Implementation of Information Security Controls
  • CPS234-25 Internal Audit Review of Information Security Controls

IEC 62443 · 4 controls

  • IEC62443-16 Incident response plan for operational disruptions
  • IEC62443-17 Recovery plan for critical systems
  • IEC62443-20 Exercises and drills for OT incidents
  • IEC62443-21 Supply chain risk management for critical components

ISO 22320:2018 · 4 controls

  • ISO-22320-4.3 Risk-based approach
  • ISO-22320-5.2 Incident management process
  • ISO-22320-B Annex B: Incident management plan structure
  • ISO-22320-C Annex C: Incident management task examples

ISO/IEC 27019:2024 · 4 controls

  • ISO27019-16 Incident response plan for operational disruptions
  • ISO27019-18 Reporting obligations to authorities
  • ISO27019-20 Exercises and drills for OT incidents
  • ISO27019-21 Supply chain risk management for critical components

NIST SP 1800-32 · 4 controls

BSI IT-Grundschutz · 3 controls

  • BSI-18 Incident response planning and testing
  • BSI-20 Incident reporting and notification
  • BSI-21 Forensic analysis capabilities
  • CAT-D1-2 Risk management
  • CAT-D5-1 Incident planning and strategy
  • CAT-ML-2 Evolving
  • 60601-1.4.1 General requirements
  • 60601-1.4.2 Risk management process
  • 60601-1.5.1 General requirements for testing
  • IEC62304-4.1 Quality Management System
  • IEC62304-5.1 Software Development Planning
  • IEC62304-7.4 Risk Management of Software Changes

ISO/IEC 23894:2023 · 3 controls

  • ISO23894-5.1 Leadership and Commitment
  • ISO23894-5.2 AI Risk Management Integration
  • ISO23894-5.5 Framework Evaluation
  • PICERL-C2 System Backup
  • PICERL-C3 Long-Term Containment
  • PICERL-L3 Plan Improvement
  • D.1 Incident Response Planning
  • D.2 Incident Reporting
  • UKDEFSTD-1 Cyber Defence Cyber Risk Profile (CRP)

APPI · 2 controls

  • APPI-A41 Preparation and Handling of Pseudonymized Personal Information
  • APPI-A43 Preparation of Anonymized Personal Information
  • ASD37-31 Hunt to discover incidents (Very Good)
  • ASD37-33 Capture network traffic (Limited)
  • BS65000-RM-01 Resilience Journey
  • BS65000-RM-02 Integrated Approach

Bahrain PDPL · 2 controls

  • UAE-PDPL-Art.10 Data Protection Officer (DPO) (UAE PDPL Article 10)
  • UAE-PDPL-Art.18_19_20_21 Security measures, controller/processor relationship, DPIA (UAE PDPL Articles 18-21)
  • ICP-16 Enterprise Risk Management for Solvency Purposes
  • ICP-8 Risk Management and Internal Controls
  • ISO28001-PC-04 Supply Chain Continuity Planning
  • ISO28001-SA-04 Security Risk Treatment Planning

ISO/IEC 27003:2017 · 2 controls

  • ISO27003-6.1 Actions to address risks and opportunities
  • ISO27003-8.3 Information security risk treatment

ISO/IEC 30111:2019 · 2 controls

  • 30111-3 Terms and definitions
  • 30111-5.2 Vulnerability handling team

Qatar DPL · 2 controls

  • QATAR-5 Security of Processing
  • QATAR-8 Breach Notification, Compliance, Enforcement
  • IM8-RES.3 Incident Response
  • IM8-TPM.4 Supply Chain Risk Management

South Korea ISMS-P · 2 controls

  • ISMSP-MS-02 Risk Management
  • ISMSP-SYS-05 Incident Response
  • CYB-5 Cyber Incident Response Plan
  • USMTSA-2 Cybersecurity Assessment and CSO Designation
  • PMF-M.4 Privacy Incident Management
  • AMLCTF-82 Part A Compliance
  • AS9100D-8.1 Operational Planning and Control
  • 4.4.7 Emergency and Incident Response
  • ACQS-8-4 Risk Management
  • BB-DPA-20 Sections 50-60 - Registration and Responsibilities
  • CA-12 Deploys Through Policies and Procedures
  • CA-ITSG33-SC-01 Security Control Catalogue
  • CJIS-19 Supply Chain Risk Management
  • FTC-Safeguards-IR-Plan-BoardReporting-FTC-Notification Written Incident Response Plan + Board Reporting + FTC Breach Notification (16 CFR 314.4(h), (i), (j))
  • ICAO-ANX17-Chap2-ThreatAssessment-RiskManagement-Cyber-GASeP ICAO Annex 17 Chapter 2 - Threat Assessment + Risk Management + Cyber Threats to Critical Aviation Systems (Amendment 17/18)
  • ISO-20400-4.5 Key considerations for sustainable procurement
  • ISO20000-11 Incident management

ISO/IEC 27010:2015 · 1 control

  • 27010-16.1 Continuity of Sharing

ISO/IEC 27400:2022 · 1 control

  • 27400-6.5 Security monitoring and incident response

ITIL 4 · 1 control

  • ITIL4-11 Incident management
  • NFPA1600-6.3 Emergency Response Operations

NIST SP 800-190 · 1 control

  • NGCB-6 Incident Response, 72-Hour NGCB Notification, and Independent Investigation
  • PSPF24-1 Security Culture, Governance, Risk Management
  • AIGF-1.1 Risk Management and Internal Controls
  • SGCYBER-1 Critical Information Infrastructure (CII) Designation and Registration
  • TEFCAREC-1 Common Agreement Conformance and Onboarding

Turkey KVKK · 1 control

  • TURKEYKVKK-2 Information Notice and Data Subject Rights
  • CRM-3 Risk Management Framework
  • OB-OPS.4 Incident Management
  • USSDWA-2 Cybersecurity Practices (Assessment, Access, Network, IR)
  • VIETNAMCYBER-2 Prohibited Acts (Access, Interception, Forgery, Content)

Vietnam PDPD · 1 control

  • VIETNAMPDP-2 Consent and Notice
  • VPSHR-3 Implementation Guidance and Reporting

Every mapping shown was judged rather than inferred from wording similarity, and the ones that failed review are published too. See the coverage reports and what was rejected.

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