For on-sale policies paying on defined medical events, the insurer reviews all medical definitions at least every three years with relevant specialists, updates any that depend on a diagnostic or treatment method no longer used, and tells customers when it does. Where a customer's policy still contains an obsolete definition, the claim is assessed, including the required severity, using a current method approved for use in Australia. Group policies are excluded.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.