PSD2 SCA
Fraud and Incident Reporting

PSD2 SCA PSDTWO-4: Fraud Reporting and Incident Management

Per PSD2 Articles 95-96 + RTS: fraud reporting + incident management. Requirements include (a) implement Major Incident Reporting to competent authority within timelines per EBA guidelines + (b) maintain fraud monitoring + reporting to EBA + national supervisor twice yearly + (c) implement operational + security risk management framework + (d) maintain incident response capability + (e) implement business continuity + disaster recovery + (f) integrate with broader operational resilience (DORA alignment).

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