The insurer does not ask about sexual preferences or practices to assess the risk of a sexually transmitted infection including HIV. A disclosure of HIV or AIDS is treated as any other medical condition; further questions about the condition and treatment plan are asked sensitively. The insurer publishes consumer information about HIV and AIDS underwriting on its website and states whether its on-sale products carry HIV or AIDS exclusions.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.