The SBA Lender checks CAIVRS for the Applicant, its guarantors, Associates and businesses they own, operate or control, and keeps the result in the loan file. An Applicant is ineligible where it or a business owned, operated or controlled by it or its Associates caused a prior loss on a federal loan or federally assisted financing (a written-off, compromised or discharged deficiency), or where it or a guarantor (other than a supplemental guarantor) owes delinquent non-tax federal debt (unpaid 90 days past due, unless released, discharged, under a repayment agreement being paid, or under appeal). A fully satisfied loss or debt may proceed, with the satisfaction documented. The Lender informs the Applicant that a default causing loss or delinquent debt will lead to CAIVRS listing of the business, its guarantors and controlling Associates. A waiver for a non-controlling minority equity investor (under 20%, not a guarantor, no control) is SBA's decision, not the Lender's.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.