The SBA Lender determines whether the Applicant is an ineligible type of business under 13 CFR 120.110 and documents the limited exceptions it relies on: non-profits; businesses primarily engaged in lending or investment (pawn shops, finance-sale businesses, mortgage servicers and check cashers only within the stated revenue tests); life insurance carriers; businesses located abroad; pyramid or multilevel sales plans; gambling businesses or those earning more than one-third of prior-year gross revenue from legal gambling; businesses restricting patronage or with discriminatory hiring (a single-gender-marketed facility needs an affidavit and evidence it is open to all); government-owned entities (a tribally owned business must be a separate legal entity and, for a federally recognized tribe, waive sovereign immunity and accept a sue-and-be-sued clause); loan packagers earning more than one-third of revenue from packaging; businesses in which the SBA Lender or its Associates hold equity; prurient sexual businesses (more than 5% of gross revenue); political or lobbying businesses (over 50% of revenue); speculative businesses; businesses in the Coastal Barrier Resource System; and an Applicant with an existing 7(a) or 504 loan that is not current (a payment unpaid more than 29 days) when the new loan number is issued. An ineligible business cannot borrow for any purpose.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.