Nigeria Open Banking Regulatory Framework (CBN, 2023)
Consent Management

Nigeria Open Banking Regulatory Framework (CBN, 2023) NGOB-2: Customer Consent Management and Lifecycle

Implement customer consent capture per Operational Guidelines Section 3 with informed + specific + freely given + revocable consent + clear data scope + retention + sharing partners + purpose. Maintain consent records for audit and replay. Provide customer-accessible consent dashboard. Honour revocation within 24 hours. Apply Strong Customer Authentication (SCA) per CBN Risk-Based Cybersecurity Framework for Open Banking aligned with PSD2 RTS + SCA elements (knowledge + possession + inherence).

Maintained by Gerard BlokdykVerified against the published standard Control text last updated

What else in your programme already covers this

This control maps to 123 controls across 40 other frameworks. If you already hold one of them, the evidence you collected for it is the starting point here rather than new work.

GDPR · 5 controls

  • GDPR-Art.10 Processing of personal data relating to criminal convictions
  • GDPR-Art.11 Processing which does not require identification
  • GDPR-Art.15 Right of access by the data subject
  • GDPR-Art.19 Notification obligation regarding rectification, erasure or restriction
  • GDPR-Art.9 Processing of special categories of personal data

APPI · 3 controls

  • APPI-A23 Security Control Measures
  • APPI-A24 Supervision of Employees
  • APPI-A33 Request for Disclosure of Retained Personal Data
  • APP-1 APP 1 - Open and transparent management of personal information
  • APP-3 APP 3 - Collection of solicited personal information
  • APP-5 APP 5 - Notification of the collection of personal information
  • AT-DSG-11 Sections 42-45 - Data subject rights (law enforcement)
  • AT-DSG-13 Section 36 - Scope of law enforcement processing
  • AT-DSG-14 Section 38 - Lawfulness of law enforcement processing
  • AZ-DPA-12 Article 13 - Cross-border transfer
  • AZ-DPA-14 Article 16 - Liability for violations
  • AZ-DPA-15 Article 17 - Dispute resolution

Bahrain PDPL · 3 controls

  • BB-DPA-14 Section 15 - Right to Data Portability
  • BB-DPA-16 Section 22 - General Principle for Transfers
  • BB-DPA-21 Sections 61-69 - Data Privacy Officer
  • UAE-PDPL-Art.10 Data Protection Officer (DPO) (UAE PDPL Article 10)
  • UAE-PDPL-Art.18_19_20_21 Security measures, controller/processor relationship, DPIA (UAE PDPL Articles 18-21)
  • UAE-PDPL-Art.4_5 Lawful basis and principles for processing personal data (UAE PDPL Articles 4-5)

ISO/IEC 29100:2024 · 3 controls

  • 29100-6.10 Information security
  • 29100-6.5 Use, retention and disclosure limitation
  • 29100-6.9 Accountability

ISO/IEC 29134:2023 · 3 controls

  • 29134-1 Scope
  • 29134-3 Terms and definitions
  • 29134-9.1 PIA report structure

NIST SP 800-122 · 3 controls

  • NISTSP122-4 PII Minimisation, Purpose Limitation, and Pseudonymisation
  • NISTSP122-5 PII Security Controls - Encryption, Access Control, Storage, Audit
  • NISTSP122-6 PII Breach Response and Incident Handling

South Korea ISMS-P · 3 controls

  • ISMSP-PI-01 Personal Information Collection
  • ISMSP-PI-04 Cross-Border Transfer
  • ISMSP-SYS-02 Encryption Implementation
  • FDBR-ControllerObligations-DPA-Notice Controller + Processor Obligations + Data Protection Assessments (Fla. Stat. 501.707, 501.708, 501.71, 501.711)
  • FDBR-Scope-Defs Scope, Applicability Thresholds and Definitions (Fla. Stat. 501.701, 501.702, 501.703, 501.704)

ISO/IEC 27400:2022 · 2 controls

  • 27400-5.4 Data and privacy risks
  • 27400-7.3 Data minimization and purpose limitation
  • 27557-3 Terms and definitions
  • 27557-4.3 Individual impact consideration
  • NISTPF-1 Identify-P - Business Environment, Data Processing Inventory, Ecosystem, and Risk Assessment
  • NISTPF-8 Protect-P Information Protection Processes (PR.PO-P)
  • NORWAY-5 Security of Processing, Encryption, Pseudonymization, Access Control
  • NORWAY-8 Breach Notification, Complaints, Compliance, Enforcement
  • AUPRV-4 APP 10-11 Quality, Security of Personal Information
  • AUPRV-7 Notifiable Data Breaches (NDB) Scheme, Incident Response
  • RUSPD-1 Scope, Definitions, Principles under 152-FZ
  • RUSPD-4 Special Categories, Biometric Data
  • USMCADIGITAL-1 Cross-Border Data Flows and Localisation
  • USMCADIGITAL-2 Personal Information Protection and Consumer Protection
  • VIETNAMCYBER-2 Prohibited Acts (Access, Interception, Forgery, Content)
  • VIETNAMCYBER-4 Incident Reporting and Cooperation
  • AL-DPA-12 International Data Transfers
  • DS-2 Ensure software supply chain security
  • CA-10 Selects and Develops Control Activities
  • CTDPA-1 Definitions
  • FTC-Safeguards-Scope-Defs Scope, Definitions and Financial Institution Applicability (16 CFR 314.1, 314.2)

ISO/IEC 23894:2023 · 1 control

  • ISO23894-A.5 Privacy and Data Protection in AI
  • NISTAI600-7 Confabulation, Bias, Information Integrity, Privacy, IP (Risks 2, 4, 5, 6, 7, 8, 10, 11)
  • AUNDB-A3 Eligible Data Breach Determination and Serious Harm Threshold
  • OWASPLLM-3 Sensitive Information Disclosure and Privacy (LLM02)
  • PAKPDPB-8 Enforcement, Penalties, Complaints, Retention, Training
  • RIDTPPA-2 Consumer Rights (Access, Correction, Deletion, Portability, Opt-Out)

South Korea PIPA · 1 control

  • PIPA-Data-Subject-Rights-Access-Correction-Erasure-Portability-Automated-Decisions-Articles-35-37-2 Korea PIPA Data Subject Rights + Access + Correction + Erasure + Portability + Article 35-37
  • TEFCAREC-1 Common Agreement Conformance and Onboarding

Turkey KVKK · 1 control

  • TURKEYKVKK-2 Information Notice and Data Subject Rights
  • VERMONTAICDA-3 Bias Testing, Discrimination Prevention, Transparency

Every mapping shown was judged rather than inferred from wording similarity, and the ones that failed review are published too. See the coverage reports and what was rejected.

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