A body must not charge for access where the individual shows that a provider refused a consumer credit application within the previous 90 days, even through an access seeker and regardless of free access in the past 3 months. Free access required by the Act, the Regulations or the Code must include all credit information in the disclosure databases, all current CRB derived information available and the individual's credit rating, presented clearly and accessibly with reasonable explanations and summaries of the impact on credit worthiness, with direct marketing only on an opt-in consent (no pre-ticked box) and a physical copy if requested. Information about any fee-based service must prominently state the rights to free access after a refusal, after a correction decision, and once every 3 months, the free service must be as available and as easy to find and use as the paid one, and physical copies must be provided on request through the paid service too.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.