Australia National Consumer Credit Protection Act 2009 (Cth)

Chapter 3 Parts 3-2 to 3-2C: Credit providers – Australia National Consumer Credit Protection Act 2009 (Cth)

Australia National Consumer Credit Protection Act 2009 (Cth) s133AC-AD: ss 133AC and 133AD Provide Key Facts Sheets for standard home loans

A credit provider that offers standard home loans must give consumers a way to generate a Key Facts Sheet for those loans on its website and, when a consumer asks otherwise than through the website or the regulations require it, provide a Key Facts Sheet for the loans specified, subject to the defences in s 133AF.

Maintained by Gerard Blokdyk

Other controls in Chapter 3 Parts 3-2 to 3-2C: Credit providers – Australia National Consumer Credit Protection Act 2009 (Cth)

s126 s 126 Credit providers: give the credit guide as soon as practicable
s128-131 ss 128 to 131 Assess unsuitability, after reasonable inquiries and verification, within 90 days before credit is provided
s132 s 132 Give the consumer a copy of the assessment on request
s133 s 133 Do not enter, or increase the limit of, an unsuitable credit contract
s133BC-BV Part 3-2B Credit cards: Key Facts Sheet, no limit increase invitations, limit reduction and termination on request
s133BXG s 133BXG Low cost credit (buy now pay later): have an effective written unsuitability assessment policy
s133CC-CF Part 3-2C Small amount credit: repayment limits and no unsolicited offers

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