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OCC Heightened Standards (12 CFR Part 30, Appendix D)

Self-Assess
United States (OCC)
v2014
8 domains
8 controls

The OCC Heightened Standards (12 CFR Part 30, Appendix D) set minimum requirements for the design, implementation, and ongoing operation of a risk governance framework for large insured national banks, federal savings associations, and insured federal branches with $50 billion or more in consolidated assets. The standards cover governance, risk management, internal controls, stress testing, capital planning, and supervisory reporting obligations.

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Framework summaries on this platform are AI-assisted interpretations for educational and compliance planning purposes. They do not reproduce or replace the official standards. Refer to the authoritative source for the definitive text. Framework names and trademarks belong to their respective organisations.

Framework Domains (8)

Board of Directors

1 controls
Controls in the Board of Directors domain of OCC Heightened Standards (12 CFR Part 30, Appendix D) — 1 controls
CodeTitle
OCCHS-6Board of Directors: Composition, Independence, Oversight, and Self-Assessment

Independent Risk Management

1 controls
Controls in the Independent Risk Management domain of OCC Heightened Standards (12 CFR Part 30, Appendix D) — 1 controls
CodeTitle
OCCHS-4Independent Risk Management: CRO, Charter, Authority, and Oversight

Internal Audit

1 controls
Controls in the Internal Audit domain of OCC Heightened Standards (12 CFR Part 30, Appendix D) — 1 controls
CodeTitle
OCCHS-5Internal Audit: Independence, Scope, Methodology, and Reporting

Risk Appetite and Limits

1 controls
Controls in the Risk Appetite and Limits domain of OCC Heightened Standards (12 CFR Part 30, Appendix D) — 1 controls
CodeTitle
OCCHS-3Risk Appetite Statement, Risk Limits, Concentration Risk, and Limit Breach Protocols

Risk Data, Talent, Compensation, Strategy

1 controls
Controls in the Risk Data, Talent, Compensation, Strategy domain of OCC Heightened Standards (12 CFR Part 30, Appendix D) — 1 controls
CodeTitle
OCCHS-7Risk Data Aggregation, Reporting, Talent, Compensation, and Strategic Planning

Risk Governance Framework

1 controls
Controls in the Risk Governance Framework domain of OCC Heightened Standards (12 CFR Part 30, Appendix D) — 1 controls
CodeTitle
OCCHS-2Risk Governance Framework: Three Lines of Defense, Scope, and Charter

Scope and Applicability

1 controls
Controls in the Scope and Applicability domain of OCC Heightened Standards (12 CFR Part 30, Appendix D) — 1 controls
CodeTitle
OCCHS-1Scope, Applicability, and Definitions of Heightened Standards

Third-Party Risk and Regulatory Integration

1 controls
Controls in the Third-Party Risk and Regulatory Integration domain of OCC Heightened Standards (12 CFR Part 30, Appendix D) — 1 controls
CodeTitle
OCCHS-8Third-Party Risk Within Heightened Standards and Integration with Broader Regulation

Your Compliance Coverage

If you comply with OCC Heightened Standards (12 CFR Part 30, Appendix D), you already cover:

Protective Security Policy Framework (PSPF) Release 2024

38%

3 controls mapped

Compare →

APRA CPS 234

38%

3 controls mapped

Compare →

AS9100D:2016 - Quality Management Systems for Aviation, Space, and Defence

38%

3 controls mapped

Compare →

+ 123 more: ISO/IEC 38500:2024 - Governance of IT (38%), FFIEC IT Examination Handbook (38%)

See all 126 mapped frameworks ↓

Maps to 126 other frameworks

8 total controls
Protective Security Policy Framework (PSPF) Release 2024
3 source controls mapped|1 target controls covered
38%
APRA CPS 234
3 source controls mapped|4 target controls covered
38%
AS9100D:2016 - Quality Management Systems for Aviation, Space, and Defence
3 source controls mapped|2 target controls covered
38%
ISO/IEC 38500:2024 - Governance of IT
3 source controls mapped|4 target controls covered
38%
FFIEC IT Examination Handbook
3 source controls mapped|4 target controls covered
38%
ISO/IEC 27557:2022 - Organisational Privacy Risk Management
3 source controls mapped|7 target controls covered
38%
ISO/IEC 23837 - Security Requirements for Quantum Key Distribution
3 source controls mapped|3 target controls covered
38%
NIST AI Risk Management Framework (AI RMF 1.0)
3 source controls mapped|3 target controls covered
38%
IEC 60601-1 - Medical Electrical Equipment Safety
3 source controls mapped|4 target controls covered
38%
NIST SP 800-171A Rev 3 - Assessing CUI Security Requirements
3 source controls mapped|5 target controls covered
38%
Annex 11 to EU GMP - Computerised Systems
3 source controls mapped|4 target controls covered
38%
ICH Q10 - Pharmaceutical Quality System
3 source controls mapped|3 target controls covered
38%
IMO Maritime Cybersecurity Guidelines (MSC-FAL.1/Circ.3/Rev.2)
3 source controls mapped|1 target controls covered
38%
O-RAN WG11 Security Specification
3 source controls mapped|4 target controls covered
38%
NIST SP 800-82 Revision 3: Guide to Industrial Control Systems (ICS) Security
3 source controls mapped|2 target controls covered
38%
MTCS (Singapore)
3 source controls mapped|2 target controls covered
38%
Monetary Authority of Singapore Technology Risk Management Guidelines
3 source controls mapped|2 target controls covered
38%
Japan AI Guidelines
2 source controls mapped|3 target controls covered
25%
UK Defence Standard 05-138 - Cyber Security for Defence Suppliers
2 source controls mapped|1 target controls covered
25%
IAIS Insurance Core Principles (ICPs)
2 source controls mapped|2 target controls covered
25%
IEC 62443
2 source controls mapped|1 target controls covered
25%
IEC 62304:2015 Medical Device Software Lifecycle Processes
2 source controls mapped|3 target controls covered
25%
APRA CPS 230 Operational Risk Management
2 source controls mapped|3 target controls covered
25%
AS9100D - Aerospace Quality Management System
2 source controls mapped|1 target controls covered
25%
ISO/IEC 27003:2017
2 source controls mapped|1 target controls covered
25%
FFIEC Cybersecurity Assessment Tool (CAT)
2 source controls mapped|2 target controls covered
25%
FBI CJIS Security Policy
2 source controls mapped|1 target controls covered
25%
BS 65000:2014 - Guidance on Organizational Resilience
2 source controls mapped|2 target controls covered
25%
API 1164
2 source controls mapped|1 target controls covered
25%
AML/CTF Act 2006 (Australia)
2 source controls mapped|1 target controls covered
25%
Aged Care Quality Standards (Australia)
2 source controls mapped|1 target controls covered
25%
German Supply Chain Due Diligence Act (LkSG)
2 source controls mapped|1 target controls covered
25%
ICAO Annex 17 - Aviation Security (AVSEC)
2 source controls mapped|2 target controls covered
25%
IRM Enterprise Risk Management Framework (Institute of Risk Management)
2 source controls mapped|1 target controls covered
25%
NRF Cybersecurity and Data Privacy Framework (National Retail Federation)
2 source controls mapped|2 target controls covered
25%
NIST SP 800-39
2 source controls mapped|2 target controls covered
25%
NIST SP 800-37
2 source controls mapped|2 target controls covered
25%
NIST SP 800-30
2 source controls mapped|3 target controls covered
25%
NIST Privacy Framework
2 source controls mapped|3 target controls covered
25%
NIS2 Directive Implementing Acts
2 source controls mapped|1 target controls covered
25%
NIS2 Directive
2 source controls mapped|1 target controls covered
25%
New Zealand Information Security Manual (NZISM)
2 source controls mapped|1 target controls covered
25%
NERC CIP
2 source controls mapped|1 target controls covered
25%
Lloyd's of London Cyber Insurance Requirements and Underwriting Standards
2 source controls mapped|1 target controls covered
25%
IATF 16949:2016 - Quality Management System for Automotive Production
1 source controls mapped|2 target controls covered
13%
W3C Verifiable Credentials (VC) Data Model 2.0
1 source controls mapped|1 target controls covered
13%
Vietnam Law on Cybersecurity (No. 24/2018/QH14)
1 source controls mapped|1 target controls covered
13%
USMCA Chapter 19 - Digital Trade (United States-Mexico-Canada Agreement)
1 source controls mapped|1 target controls covered
13%
TEFCA - Trusted Exchange Framework and Common Agreement
1 source controls mapped|1 target controls covered
13%
SWIFT CSCF
1 source controls mapped|1 target controls covered
13%
Regulation on the European Health Data Space (EHDS)
1 source controls mapped|1 target controls covered
13%
PCAOB AS 2201 - Audit of Internal Control Over Financial Reporting (ICFR)
1 source controls mapped|2 target controls covered
13%
Pakistan Personal Data Protection Bill 2023
1 source controls mapped|2 target controls covered
13%
OWASP Top 10:2025
1 source controls mapped|1 target controls covered
13%
OWASP DevSecOps Maturity Model (DSOMM)
1 source controls mapped|2 target controls covered
13%
OWASP ASVS
1 source controls mapped|1 target controls covered
13%
GDPR
1 source controls mapped|1 target controls covered
13%
Albania Law on Protection of Personal Data (Law No. 9887, 2008, amended 2014)
1 source controls mapped|3 target controls covered
13%
IAEA Nuclear Security Series - Computer Security at Nuclear Facilities (NSS-17-T Rev 1)
1 source controls mapped|4 target controls covered
13%
ISO/IEC 27050 - Electronic Discovery (Parts 1-4)
1 source controls mapped|1 target controls covered
13%
BRCGS Global Standard for Food Safety Issue 9
1 source controls mapped|3 target controls covered
13%
Illinois Biometric Information Privacy Act (BIPA)
1 source controls mapped|3 target controls covered
13%
AWWA Cybersecurity Guidance for the Water Sector (American Water Works Association)
1 source controls mapped|1 target controls covered
13%
ISO/IEC 29134:2023
1 source controls mapped|3 target controls covered
13%
ISO/IEC 27014:2020
1 source controls mapped|3 target controls covered
13%
ISO/IEC 30111:2019
1 source controls mapped|3 target controls covered
13%
ISO/IEC 29147:2018
1 source controls mapped|3 target controls covered
13%
Azerbaijan Law on Personal Data (2010)
1 source controls mapped|1 target controls covered
13%
ISO 19011
1 source controls mapped|3 target controls covered
13%
ISO 15189:2022 - Medical Laboratories Requirements for Quality and Competence
1 source controls mapped|3 target controls covered
13%
ISO 31000:2018
1 source controls mapped|1 target controls covered
13%
ISO/IEC 29100:2024
1 source controls mapped|3 target controls covered
13%
ISO/IEC 29115:2023 - Entity Authentication Assurance Framework
1 source controls mapped|1 target controls covered
13%
DAMA-DMBOK2 - Data Management Body of Knowledge (2nd Edition)
1 source controls mapped|2 target controls covered
13%
ISO/IEC 27400:2022
1 source controls mapped|3 target controls covered
13%
ISO/IEC 27011:2024
1 source controls mapped|3 target controls covered
13%
ISO 20000-1
1 source controls mapped|2 target controls covered
13%
ISO 14001
1 source controls mapped|1 target controls covered
13%
ISO 45001:2018
1 source controls mapped|1 target controls covered
13%
ISO 9001:2015
1 source controls mapped|2 target controls covered
13%
COBIT 2019
1 source controls mapped|1 target controls covered
13%
ISO/IEC 27004:2016
1 source controls mapped|3 target controls covered
13%
ASIS SPC.1-2009 - Organizational Resilience Standard
1 source controls mapped|1 target controls covered
13%
CISA Cross-Sector Cybersecurity Performance Goals (CPG) 2.0
1 source controls mapped|1 target controls covered
13%
Austria Data Protection Act (Datenschutzgesetz, DSG, amended 2018)
1 source controls mapped|2 target controls covered
13%
IEC 62351 - Power Systems Communication Security
1 source controls mapped|1 target controls covered
13%
ISO 13485
1 source controls mapped|1 target controls covered
13%
ISO 13485:2016
1 source controls mapped|1 target controls covered
13%
AWS Well-Architected Security Pillar
1 source controls mapped|1 target controls covered
13%
21 CFR Part 58 - Good Laboratory Practice (GLP)
1 source controls mapped|2 target controls covered
13%
FedRAMP High
1 source controls mapped|1 target controls covered
13%
NIST SP 800-53 Revision 5.1 HIGH
1 source controls mapped|1 target controls covered
13%
FedRAMP Moderate
1 source controls mapped|1 target controls covered
13%
NIST SP 800-53 Rev 5 MODERATE
1 source controls mapped|1 target controls covered
13%
NIST SP 800-53 Rev 5 LOW
1 source controls mapped|1 target controls covered
13%
ISO/IEC 27007:2020
1 source controls mapped|1 target controls covered
13%
ISO/IEC 27031:2011
1 source controls mapped|1 target controls covered
13%
21 CFR Part 211 - Current Good Manufacturing Practice
1 source controls mapped|1 target controls covered
13%
Azure Security Benchmark
1 source controls mapped|1 target controls covered
13%
Barbados Data Protection Act 2019
1 source controls mapped|1 target controls covered
13%
FDA Quality Management System Regulation (QMSR)
1 source controls mapped|1 target controls covered
13%
Florida Digital Bill of Rights (FDBR)
1 source controls mapped|1 target controls covered
13%
French Sapin II Law (Law No. 2016-1691)
1 source controls mapped|1 target controls covered
13%
FTC GLBA Safeguards Rule (16 CFR Part 314)
1 source controls mapped|1 target controls covered
13%
IATA Operational Safety Audit (IOSA) Standards Manual
1 source controls mapped|1 target controls covered
13%
ISMAP (Japan)
1 source controls mapped|1 target controls covered
13%
Israel Protection of Privacy Law (5741-1981)
1 source controls mapped|2 target controls covered
13%
ITAR - International Traffic in Arms Regulations
1 source controls mapped|1 target controls covered
13%
ITU Radio Regulations and Space Security Standards
1 source controls mapped|1 target controls covered
13%
South Korea PIPA
1 source controls mapped|1 target controls covered
13%
MITRE ATT&CK
1 source controls mapped|1 target controls covered
13%
NRC 10 CFR 73.54 - Nuclear Facility Cybersecurity
1 source controls mapped|2 target controls covered
13%
Notifiable Data Breaches Scheme (Australia)
1 source controls mapped|1 target controls covered
13%
NIST SP 800-92
1 source controls mapped|1 target controls covered
13%
NIST SP 800-88
1 source controls mapped|1 target controls covered
13%
NIST SP 800-63-4
1 source controls mapped|1 target controls covered
13%
NIST SP 800-61
1 source controls mapped|1 target controls covered
13%
NIST SP 800-146
1 source controls mapped|1 target controls covered
13%
NIST SP 800-145
1 source controls mapped|1 target controls covered
13%
NIST SP 800-144
1 source controls mapped|1 target controls covered
13%
NIST SP 800-137
1 source controls mapped|1 target controls covered
13%
NIST SP 800-123
1 source controls mapped|1 target controls covered
13%
NIST SP 800-115 (Technical Guide to Information Security Testing and Assessment)
1 source controls mapped|1 target controls covered
13%
Nigeria Data Protection Act 2023 (NDPA)
1 source controls mapped|3 target controls covered
13%
Nebraska Data Privacy Act
1 source controls mapped|1 target controls covered
13%
NATO STANAG 4774 (Confidentiality Metadata Labels) and STANAG 4778 (Metadata Binding)
1 source controls mapped|2 target controls covered
13%
Compare OCC Heightened Standards (12 CFR Part 30, Appendix D) with Protective Security Policy Framework (PSPF) Release 2024

Frequently Asked Questions

What is OCC Heightened Standards (12 CFR Part 30, Appendix D)?

OCC Heightened Standards (12 CFR Part 30, Appendix D) is a compliance framework from United States (OCC) with 8 domains and 8 controls. The OCC Heightened Standards (12 CFR Part 30, Appendix D) set minimum requirements for the design, implementation, and ongoing operation of a risk governance framework for large insured national banks, federal savings associations, and insured federal branches with $50 billion or more in consolidated assets. The standards cover governance, risk management, internal controls, stress testing, capital planning, and supervisory reporting obligations. It is used by organisations to establish and maintain compliance with industry standards and regulatory requirements.

How many controls does OCC Heightened Standards (12 CFR Part 30, Appendix D) have?

OCC Heightened Standards (12 CFR Part 30, Appendix D) has 8 controls organised across 8 domains. The largest domains are Board of Directors (1 controls), Independent Risk Management (1 controls), Internal Audit (1 controls). Each control defines specific requirements that organisations must implement to achieve compliance.

What frameworks does OCC Heightened Standards (12 CFR Part 30, Appendix D) map to?

OCC Heightened Standards (12 CFR Part 30, Appendix D) maps to 126 other compliance frameworks. The top mapping partners are Protective Security Policy Framework (PSPF) Release 2024 (38% coverage), APRA CPS 234 (38% coverage), AS9100D:2016 - Quality Management Systems for Aviation, Space, and Defence (38% coverage). Use our comparison tool to explore control-level mappings between frameworks.

How do I get started with OCC Heightened Standards (12 CFR Part 30, Appendix D) compliance?

Start your OCC Heightened Standards (12 CFR Part 30, Appendix D) compliance journey by running a self-assessment on our platform to identify your current compliance posture. Our AI advisory can answer specific questions about OCC Heightened Standards (12 CFR Part 30, Appendix D) requirements, and cross-framework mapping helps you leverage existing controls from other frameworks you may already comply with. Create a free account to access all 8 controls and track your progress.

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