In connection with a consumer credit transaction secured by the principal dwelling, no covered person may directly or indirectly cause the value assigned to the property to be based on any factor other than the independent judgment of a person who prepares valuations, or seek to influence a person who prepares a valuation through coercion, bribery or other improper means (for example by conditioning compensation on a predetermined value, or withholding payment for a legitimate appraisal); customary and reasonable compensation must be paid to a fee appraiser, and a person with information that an appraiser has violated applicable ethical or professional requirements must report it to the relevant licensing authority (12 CFR 1026.42).
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.