A loan originator may not receive compensation based, directly or indirectly, on the terms of a transaction (other than the amount of credit extended), and no person may pay a loan originator compensation that varies with the terms of the transaction; a loan originator may not receive compensation from both the consumer and another party (creditor, dealer or other person) in the same transaction (12 CFR 1026.36(d)).
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.