PCI DSS 4.0
Req 3: Protect Stored Account Data

PCI DSS 4.0 3.4.1: 3.4.1 PAN masked on display except for authorized roles

Whenever PAN is shown, it must be masked so that no more than the BIN and the last four digits appear, and only staff with a legitimate business need may view more digits than that. Guidance advises showing only as many digits as each business function requires (for example only the last four, or only the BIN for routing), and stresses that masking (hiding digits on display while the full number may remain stored) differs from truncation (digits removed and unrecoverable). Applicability: stricter legal or payment brand rules for displays, such as POS receipt requirements, still apply; this covers PAN on screens, paper receipts, printouts and similar, and is separate from Requirement 3.5.1 on protecting PAN in storage, processing or transmission. Customized approach objective: PAN displays show the smallest number of digits needed for a defined business need.

Maintained by Gerard BlokdykControl text last updated

What else in your programme already covers this

This control maps to 25 controls across 11 other frameworks. If you already hold one of them, the evidence you collected for it is the starting point here rather than new work.

NIST SP 800-53 Rev 5 · 5 controls

  • NIST800-AC-16 AC-16 Security and Privacy Attributes
  • NIST800-AU-13 AU-13 Monitoring for Information Disclosure
  • NIST800-SC-28 SC-28 Protection of Information at Rest
  • NIST800-SC-4 SC-4 Information in Shared System Resources
  • SP800-53-PT PII Processing and Transparency Family

ISO 27701:2019 · 4 controls

  • 6.5.2 Information classification
  • 6.6.1 Business requirements of access control
  • 6.6.4 System and application access control
  • 7.4.9 PII transmission controls

SOC 2 · 4 controls

  • SOC2-C1.1 C1.1 Identifying and maintaining confidential information
  • SOC2-CC6.1 CC6.1 Logical access security over protected information assets
  • SOC2-CC6.3 CC6.3 Role-based access, least privilege and segregation of duties
  • SOC2-P5.1 P5.1 Data subject access

ISO 27001:2022 · 3 controls

  • 5.13 Labelling of information
  • 5.34 Privacy and protection of personal identifiable information (PII)
  • 8.11 Data masking

FedRAMP High · 2 controls

  • AC-21 Information Sharing
  • AC-3 Access Enforcement

FedRAMP Moderate · 2 controls

  • AC-21 Information Sharing
  • AC-3 Access Enforcement
  • SEC07-BP02 Apply data protection controls based on data sensitivity

CIS Controls v8 · 1 control

ISO 27002:2022 · 1 control

  • NIST-CSF-PR.DS-10 The confidentiality, integrity, and availability of data-in-use are protected

Every mapping shown was judged rather than inferred from wording similarity, and the ones that failed review are published too. See the coverage reports and what was rejected.

Other controls in Req 3: Protect Stored Account Data

You are reading one control. How much of PCI DSS 4.0 have you already done?

PCI DSS 4.0 3.4.1 is one control. If you already hold one of the frameworks below, a reviewed crosswalk already says how much of PCI DSS 4.0 your existing evidence covers. Hold ISO 27001:2022 and 139 of 280 PCI DSS 4.0 controls already carry evidence.

Each report names every control your existing framework evidences, every one it does not, the reasoning behind each claim, and the claims that were argued against and rejected. 415 were rejected on the ISO 27001:2022 pair alone.

Query this from an agent

The graph holds this control, the 25 it maps to, and the evidence behind each claim, over MCP and REST.