If a building on the plan is located above or below common property, a reserve or another lot, the owners corporation must take out reinstatement and replacement insurance and public liability insurance in respect of all lots in the plan as if they were common property, so that the whole building is insured under one policy. Lot owners may hold additional cover (section 55) and the owners corporation may insure additional insurable interests by ordinary resolution (section 62).
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.