A person carrying on a business of providing any type of payment service in Singapore must hold a licence entitling it to provide that service or be an exempt provider for it; any person providing a payment service in the course of another business is presumed to run a payment services business. Money-changing alone needs a money-changing licence; any other single service, or two or more services, needs a standard or major payment institution licence. Breach carries fines up to $250,000 for entities.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.