Australia Insurance Contracts Act 1984 (Cth) s68: s 68 Inform in writing before relying on a term about agreements that limit the insured's recovery rights

The insurer relies on a term excluding or limiting cover because the insured is party to an agreement (such as a contract with a supplier or landlord) that excludes or limits the insured's right to recover damages from someone else only if, before entry, it clearly informed the insured in writing of the term's effect. The insured need not disclose such an agreement under the duty of disclosure.