US SBA SOP 50 10 8.1 Lender and Development Company Loan Programs A4-E2: Section A Ch 4 Paras E.2 and E.3: 504 allowable fees, other services and referral fees

The CDC charges the 504 Borrower only the fees allowed by 13 CFR 120.971, 120.972, 120.883(e) and 120.882(g)(4) within the SOP's limits (processing fee, reasonable closing fee with only a capped amount financed from debenture proceeds, monthly servicing fee within the permitted band and above the lower ceilings only with SBA approval, late and assumption fees as stated), passes through SBA, CSA, underwriter and funding fees as set by SBA, and pays SBA's annual CDC fee only from its servicing fees. Other services (7(a) packaging, unrelated assistance) are under written agreements and never a condition of accepting a 504 application; a referral fee for finding third party financing is paid only by the Third Party Lender under contract, never by the Borrower or from debenture proceeds; technology costs (document preparation, form generation, underwriting or scoring platforms) are not passed to the Borrower.