The SBA Lender and its Associates have no real or apparent conflict of interest with the Applicant or SBA: SBA will not guarantee a loan where the Lender, its Associates, partners or a close relative has, or had within 6 months before application, a direct or indirect financial or other interest in the Applicant, and may release its guaranty if one is acquired during the loan; the Lender examines this and documents the file in detail. Where an owner, officer, director, 10%-or-more holder or other listed connection is a current or recent (within 1 year) SBA employee, an SBA employee's household member, a Member of Congress, a legislative or judicial branch official or employee, a Small Business Advisory Council member or a SCORE volunteer, the application goes to the Standards of Conduct Counselor or Committee. Where such a person is a federal executive branch employee at GS-13 or above, the Lender obtains the agency ethics official's statement of no objection for each loan, sends it to SBA and receives SBA's written clearance before submitting or approving the loan, and keeps the clearance in the file.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.