An account-issuing major payment institution must keep e-money in each personal payment account of a Singapore-resident user within the prescribed stock cap, keep annual transfers out (other than to the user's own bank account) within the prescribed flow cap, and apply both caps across all of a user's accounts, with limited exclusions for small accounts, bearer accounts and prescribed types.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.