A major payment institution providing domestic or cross-border money transfer or merchant acquisition, and any prescribed licensee for a prescribed service, must safeguard relevant money it still holds at the end of a business day by the next business day; one issuing e-money (or prescribed) must safeguard it from receipt. Safeguarding is by a full-liability undertaking or guarantee from a bank in Singapore or prescribed institution, a trust account with a qualifying institution, or another prescribed way; it must notify MAS of the method, safeguarding institution and any change, and a bank or finance company may not safeguard its own customers' money. Money so held is outside its creditors' reach.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.