Principles for Doing Business at Lloyd's
Principle 3: Outwards Reinsurance – Principles for Doing Business at Lloyd's

Principles for Doing Business at Lloyd's P3.3: 3.3 Identify, monitor, evaluate and mitigate risks arising from outwards reinsurance

Financial, operational, counterparty, contract and liquidity risks from reinsurance arrangements are identified, monitored, evaluated and mitigated. Foundation: risks of existing and planned reinsurance identified, quantified and managed including contract, counterparty and associated liquidity risk; reinsurance strategy and risk monitoring part of enterprise risk management; reinsurers' financial strength and group ownership analysed before acceptance and annually; regular investigation of aged debts and disputes; contracts and financial treatment compliant with regulatory and accounting requirements; periodic review including internal audit. Higher levels add regular monitoring of strength and concentration, documented appetites and KRIs, reinsurer stress testing, live monitoring and horizon scanning for wording mismatches between primary and outwards covers.

Maintained by Gerard Blokdyk

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