Lloyd's of London Cyber Insurance Requirements and Underwriting Standards
Cyber risk coding and exposure reporting – Lloyd's of London Cyber Insurance Requirements and Underwriting Standards

Lloyd's of London Cyber Insurance Requirements and Underwriting Standards D3: Submit the Cyber Aggregates Data Collection and the Cyber RDS refresh data collections

Beside the RDS returns, Lloyd's collects cyber aggregate exposure data from syndicates each year: for 2026 the Cyber Aggregates Data Collection, on a template issued with the RDS documentation in January 2026 (with minor changes from market feedback), is reported as at 1 January 2026 and filed to the Catastrophe Risk Returns area of SecureShare by the end of 26 February 2026. Lloyd's, the LMA and selected vendors are developing four new cyber RDSs, begun in the fourth quarter of 2025 to address feedback on the relevance of the current suite and changes in the risk landscape; for 2026 syndicates keep reporting the existing cyber RDSs and, in addition, complete two in-force data collections against the new scenarios, as at 1 January and 1 July 2026, so that losses under the old and new scenarios can be compared, on guidance, templates and dates Lloyd's issues.

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