UK Open Banking Standard
The Open Banking Standard (API, security, customer experience, operations) – UK Open Banking Standard

UK Open Banking Standard S4: Customer experience parity and consent journeys

What does S4 require?

ASPSPs give customers authentication journeys through TPP-initiated flows that are no harder than their own channels (app-to-app redirection where the customer uses the app, no unnecessary screens or warnings that deter use), and TPPs present clear consent requests for data scope, duration and payment details, following the customer experience guidelines and checklist.

Maintained by Gerard BlokdykVerified against the published standard Control text last updated

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