Hold client money (excluding fees and charges due) in accounts titled Client Account at unaffiliated authorised banks, paid in within one calendar day (money for clients abroad must be moved to UAE banks within 24 hours), with limited exceptions for onward payments, delivery-versus-payment settling within a day (banked if not settled in three days) and discretionary mandates; client money is not the firm's and is outside its estate. Keep receipt records, do not mix own money except narrow cases, authorise withdrawals, never use one client's money for another or for the firm's liquidity or capital, avoid debit balances, not take ownership except into a trust for clients, obtain bank acknowledgements of no set-off, send monthly client statements within 25 days, reconcile daily with shortfalls corrected (if needed from own funds), and notify VARA of unresolved material discrepancies and of any breach within one calendar day.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.