Law No. 172-13 on the Protection of Personal Data
Credit information companies (SIC), users and data providers – Law No. 172-13 on the Protection of Personal Data

Law No. 172-13 on the Protection of Personal Data 68: Guarantors protected; 'legal' and 'incobrable' labels cleared

What does 68 require?

A debtor's data may not appear in the reports of a guarantor so that the debtor's default does not harm the guarantor's standing or score (data providers ensure this, and affected persons use the complaint procedure); when a data subject pays off in full a credit that was in legal or uncollectable status, the provider reports the cancellation and, twelve months after it, the SIC stops showing the 'Legal' or 'Incobrable' labels.

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