Law No. 172-13 on the Protection of Personal Data
Credit information companies (SIC), users and data providers – Law No. 172-13 on the Protection of Personal Data

Law No. 172-13 on the Protection of Personal Data 64: Reporting periods of 48 months

What does 64 require?

SICs may show credit information in reports for no more than 48 months: for instalment credits of up to 48 months, from the opening date; for overdue instalment credits longer than 48 months, from the last payment and never beyond the original end date; for revolving credits in default (cards, credit lines, commercial credit), from the last payment. The limits do not apply where a final judgment convicting the consumer of an offence related to a credit has been notified to the SIC (Article 65).

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