Sets the minimum standards for sharing and using consumer credit data through credit reference agencies: comprehensive participation, handling of positive mortgage data, safeguards on information security (policies, access control, confidentiality and retention of CRA data, data accuracy, audit trail, compliance audit, staff training), notification of access for review and the right to opt out, engagement of CRAs, and the Hong Kong Approach to Consumer Debt Difficulties, with Schedule 1 listing the prescribed documents. Classification: a statutory guideline issued by the Monetary Authority under the Banking Ordinance §16(10); version V.7, 12.06.26; applies to all AIs.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.