FATF Recommendation 16 - Virtual Asset Travel Rule
R.16 VATR: Sunrise Problem, Cross-Border and Intermediary Handling

FATF Recommendation 16 - Virtual Asset Travel Rule R.16-VATR.SunriseSproblem: Sunrise Problem - cross-jurisdictional implementation gaps

The Sunrise Problem refers to the cross-jurisdictional implementation gap where some jurisdictions have transposed FATF R.16 for VASPs into national law + supervisory expectations + others have not - leaving VASPs in compliant jurisdictions transferring to or receiving from VASPs in non-compliant jurisdictions facing ambiguity about Travel Rule obligations. Sunrise Problem handling: (a) jurisdictional mapping - identify which counterparty VASPs operate in Travel-Rule-compliant jurisdictions vs jurisdictions where R.16 transposition is incomplete; (b) bilateral arrangements - some VASPs apply Travel Rule on a voluntary basis with counterparties even when the counterparty jurisdiction has not yet transposed; (c) information collection without transmission - VASPs may collect Travel Rule information at customer onboarding + retain records even where the counterparty VASP does not implement; (d) progressive sunset - the Sunrise Problem narrows over time as more jurisdictions transpose; the 2025-2026 transposition pipeline includes several major jurisdictions. The 2024 Targeted Update reported that 60+ jurisdictions have transposed R.16 with varying degrees of implementation effectiveness.

Maintained by Gerard BlokdykControl text last updated

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