PSD2 Article 5 lists the application documents for payment institution authorisation: programme of operations + business plan including a forecast budget for the first 3 financial years + structural organisation including outsourcing arrangements + audited statement of initial capital + measures for safeguarding (Article 10) + governance arrangements + internal-control mechanisms + risk-management procedures + statistical-data + security policy document + security incident management + sensitive payment data management + business continuity + principles for security + identity and suitability checks on directors + qualifying shareholders + statutory auditor + legal status + head office + Article 5(3) Money-Laundering / CFT description. Article 7 sets the initial capital floor: EUR 20,000 for money-remittance-only PIs; EUR 50,000 for PIS-only PIs; EUR 125,000 for full PSPs offering Annex I items 1-5. Article 8 sets the ongoing own-funds calculation (three methods A / B / C in Article 9), capped at minimum of (initial capital) OR (Method A/B/C amount).
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.