Title III imposes layered transparency + information requirements differentiated by transaction type (single payment vs framework contract) and PSU (consumer vs business / micro-enterprise can opt out of certain provisions under Article 38(2)). Common rules (Art 38-43): charges for information must be appropriate and in line with actual costs; currency-conversion rules; information must be on paper or durable medium. Single payment transactions (Art 44-48): pre-contract information including unique identifier + maximum execution time + charges + exchange rate. Framework contracts (Art 49-58): pre-contract information including PSP identity + payment service description + execution times + safeguards + charges + interest rates + change-of-terms procedure with 2-month notice + termination + dispute resolution; Art 53 minimum requirements; Art 54 change-of-terms; Art 55 termination with no charge after 6 months; Art 56-58 information before / after individual payment transactions. Charges (Art 59-60): the SHA charge rule (each PSP bears its own charges) for intra-EU transactions; currency-conversion services + Article 60 charges-and-surcharging rules including the surcharge ban for SEPA Direct Debit / SEPA Credit Transfer.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.