Article 104 empowers the Commission to adopt delegated acts (notably the Article 98 SCA-RTS adopted as Commission Delegated Regulation (EU) 2018/389). Articles 105-108 set the EBA's role in developing RTS / ITS / Guidelines (including EBA/GL/2017/17, EBA/GL/2019/04, EBA/GL/2017/10, EBA/GL/2021/03 + the EBA single rulebook for payment services). Article 107 sets the Commission review by 13 January 2021. Article 108 amends 2002/65/EC + 2009/110/EC + 2013/36/EU + (EU) 1093/2010. Article 109 repeals Directive 2007/64/EC (PSD1) with effect from 13 January 2018. Article 110 sets the Member State transposition deadline of 13 January 2018 and the SCA-RTS application date of 14 September 2019 (the 18-month period after the SCA-RTS Article 38). Article 111 sets the review of the Article 32 small-PI exemption + Article 33 AIS-only exemption. Article 117 sets the entry into force on the twentieth day following publication. PSD2 will be repealed when PSD3 (Commission proposal COM(2023) 366) + the Payment Services Regulation PSR (COM(2023) 367) are adopted + their transposition expires.
The graph holds this control, the 0 it maps to, and the evidence behind each claim, over MCP and REST.