EMV 3-D Secure (3DS) - Payment Authentication Protocol
Versions 2.2 and 2.3.1: features added after v2.0.0 – EMV 3-D Secure (3DS) - Payment Authentication Protocol

EMV 3-D Secure (3DS) - Payment Authentication Protocol V.18: V.18 Cardholder information text, results message status and final CRes values

The ACS may give the cardholder a message in a frictionless or decoupled response through Cardholder Information Text: text of 1 to 128 characters, optionally with issuer and payment system image URLs, required in the ARes when the ACS confirms decoupled authentication and optional in the RReq. The 3DS Server passes it to the requestor, which shows it to the cardholder as section A.20 illustrates. In the RRes the 3DS Server reports the Results Message Status: 01 RReq received for further processing, 02 CReq not sent because the requestor chose not to challenge, 03 ARes with status C or D not delivered to the requestor for a technical reason, 04 the 3DS Server will run decoupled authentication in a later authentication. The final CRes may carry only status Y, N or D, and statuses C and S are not allowed in the 3RI channel.

Maintained by Gerard BlokdykControl text last updated

Other controls in Versions 2.2 and 2.3.1: features added after v2.0.0 – EMV 3-D Secure (3DS) - Payment Authentication Protocol

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