EMV 3‑D Secure (3DS) - Payment Authentication Protocol
EMV 3DS - Risk-Based Authentication and SCA

EMV 3‑D Secure (3DS) - Payment Authentication Protocol 19: Strong Customer Authentication support and exemptions

EMV 3DS conveys the data needed to apply Strong Customer Authentication (SCA) under PSD2 and to claim SCA exemptions (e.g. transaction risk analysis, low-value, trusted beneficiary, recurring), carrying exemption indicators and the dynamic-linking data binding amount and payee.

What else in your programme already covers this

This control maps to 3 controls across 1 other frameworks. If you already hold one of them, the evidence you collected for it is the starting point here rather than new work.

PSD2 SCA · 3 controls

  • RTS-A1 General Authentication Requirements
  • RTS-A2 Authentication Code Properties
  • RTS-A4 Dynamic Linking

Every mapping shown was judged rather than inferred from wording similarity, and the ones that failed review are published too. See the coverage reports and what was rejected.

Other controls in EMV 3DS - Risk-Based Authentication and SCA

Query this from an agent

The graph holds this control, the 3 it maps to, and the evidence behind each claim, over MCP and REST.

MCP endpointAll EMV 3‑D Secure (3DS) - Payment Authentication Protocol controls